St. Clair County property record for 284 Keystone Ct, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,645 sqft · built 2005 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $263,000 (Nov 2005) |
| APN | 04-08-0-402-019 |
| Primary APN | 04-08-0-402-019 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,645 sqft Living Area |
| Upper Floors Area | 26 sqft |
| Basement Area | 1,645 sqft |
| Unfinished Basement | 1,645 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Mixed |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|
| Street Address | 284 KEYSTONE CT |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTHSTONE PLAT 4 LOT 135 IN A01944815 |
| Legal Subdivision | HEARTHSTONE PLAT 4 |
| Legal Block | 402 |
| Legal Lot Number | 135 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 504353 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 284 KEYSTONE CT, O FALLON, IL 62269-7049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2005 · Amount on Record |
| Deed Sale | Nov 7, 2005 · Amount on Record |
| Deed Document Number | 20051944815 |
| Deed Book / Page | 4260 / 262 |
| Record Updated | Oct 29, 2026 |
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $91,160 (+34.34%) Land $12,045 Building $79,115 | $273,480 (+34.34%) Land $36,135 Building $237,345 |
| 2022 | $67,857 Land $8,966 Building $58,891 | $203,571 Land $26,898 Building $176,673 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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