St. Clair County property record for 282 Keystone Ct, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 1,432 sqft · built 2005 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $3,833 (Nov 2005) |
| Deeds & Mortgages | Oct 2020 Line of Credit Apr 2018 Sale |
| APN | 04-08-0-402-018 |
| Primary APN | 04-08-0-402-018 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,432 sqft Living Area |
| Gross Area | 3,284 sqft |
| Year Built | Built 2005 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 6,098 sqft (0.139 acres) |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Patio Area | 10,000 sqft |
| Cooling System | Central |
|---|
| Street Address | 282 KEYSTONE CT |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-7049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEARTHSTONE PLAT 4 LOT 134 A02572346 |
| Legal Subdivision | HEARTHSTONE 4 |
| Legal Lot Number | 134 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 504353 |
Source: St. Clair County records, as of August 23, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 282 KEYSTONE CT, O FALLON, IL 62269-7049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2020 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Apr 9, 2018 | Grant Deed, Transfer ALLODIAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 2005 · Amount on Record |
| Deed Sale | Nov 1, 2005 · Amount on Record |
| Prior Sale | Jul 27, 2016 · Amount on Record |
| Deed Document Number | 00A1943661 |
| Last Transfer Date | Apr 9, 2018 |
| Transfer Doc | 00A2572346 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 282 KEYSTONE CT, O FALLON, IL 62269-7049 |
| Document Number | 00A2674251 |
| Instrument Date | Oct 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 282 KEYSTONE CT O FALLON IL 622697049, O FALLON, IL 62269-7049 |
| Document Number | 00A2674251 |
|---|---|
| Date | Nov 5, 2020 |
| Instrument | 2674251 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Nov 4, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Apr 9, 2018 |
| Property Address | 282 KEYSTONE CT, O FALLON, IL 62269-7049 |
| Document Number | 00A2572346 |
| Instrument Date | Mar 2, 2018 |
| Instrument | 2572346 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2018 |
| Title Company | ALLODIAL TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 282 KEYSTONE CT O FALLON IL 622697049, O FALLON, IL 62269-7049 |
Source: St. Clair County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2022 | $59,075 Land $7,945 Building $51,130 | $177,225 Land $23,835 Building $153,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures