288 Edwards Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 288 Edwards Dr, Toccoa, GA 30577

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,744 sqft · built 1973
Lot Size2.34 acres (102,366 sqft)
Owner2 Individual Names on Record
Last Sale$87,000 (Jun 2011)
Tax Bill$1,064 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN042D 056A

Property Details

APN / Parcel Number

Primary APN042D 056A
Alternative APN
  • 990198

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,744 sqft Heated Area
Basement Area880 sqft
Finished Basement864 sqft
Unfinished Basement16 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area102,366 sqft (2.34 acres)
TerrainGentle Slope
Garage Area803 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area528 sqft
Patio Area528 sqft
Lean-To120 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Heating FuelGas

Location & Zoning

Account Number990198
Old Parcel Number042D 056A
Street Address288 EDWARDS DR
CityTOCCOA
StateGA
Zip30577-8142
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionEDWARDS RD
JurisdictionSTEPHENS GA
Township / Civil DivisionROCK CREEK
Census Block Group1
Census Block1003
Census Tract970202

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address288 EDWARDS DR, TOCCOA, GA 30577-8142
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 15, 2011 · Amount on Record
Deed SaleJun 15, 2011 · Amount on Record
Deed Document Number0000957266
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEPHENS GA
Property Address288 EDWARDS DR, TOCCOA, GA 30577-8142
Document Number0012380442
Instrument DateFeb 4, 2021
Transaction TypeMortgage
Record UpdatedMar 2, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address288 EDWARDS DR TOCCOA GA 305778142, TOCCOA, GA 30577-8142

Mortgage

Document Number0012380442
DateFeb 9, 2021
Book Page001238/000442
Lender
NameCOMMUNITY FIRST BK
TypeBank
AddressSENECA, SC 29679
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 8, 2051

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyStephens County
Unified School DistrictStephens County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,064.00 (+21.32%) Homeowner's exemption$48,192 (+53.1%) Land $4,382 Building $43,810$120,480 (+53.1%) Land $10,954 Building $109,526
2023$877.00 (-2.01%) Homeowner's exemption$31,478 (+4.68%) Land $4,382 Building $27,096$78,695 (+4.69%) Land $10,954 Building $67,741
2022$895.00 Homeowner's exemption$30,070 Land $4,382 Building $25,688$75,173 Land $10,954 Building $64,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 47% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOCCOA
serves 28,711 people · EPA ID GA2570001
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2024
Haloacetic acids
resolved · Apr 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TruVista Communications
Cable · Fiber in parts of the area
500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Windstream
DSL
100 / 20

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