Stephens County property record for 103 Edwards Dr, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,496 sqft · built 2015 |
| Lot Size | 6.3 acres (274,864 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Mar 2018) |
| Tax Bill | $3,397 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 042D 052A |
| Primary APN | 042D 052A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,496 sqft Heated Area |
| Basement Area | 1,496 sqft |
| Unfinished Basement | 1,496 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 274,864 sqft (6.3 acres) |
| Garage Area | 462 sqft |
| Porch | Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 383805 |
|---|---|
| Old Parcel Number | 042D 052A |
| Street Address | 103 EDWARDS DR |
| City | TOCCOA |
| State | GA |
| Zip | 30577-8140 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | SMALL ACG |
| Legal Subdivision | JAMES RYALS SURV |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | ROCK CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970202 |
Source: Stephens County records · APN 042D 052A
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 EDWARDS DR, TOCCOA, GA 30577-8140 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2018 · Amount on Record |
| Deed Sale | Mar 14, 2018 · Amount on Record |
| Prior Sale | Jan 25, 2012 · Amount on Record |
| Deed Document Number | 0001144257 |
| Deed Book / Page | 1144 / 257 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 103 EDWARDS DR, TOCCOA, GA 30577-8140 |
| Transaction Type | Mortgage |
| Record Updated | Feb 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 103 EDWARDS DR, TOCCOA, GA 30577-8140 |
| Document Number | 0013110000000255 |
|---|---|
| Date | Oct 06, 2022 |
| Book Page | 0000001311/0000000255 |
| Instrument | 001640 |
| Name | NORTH GEORGIA CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2037 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,397.00 (+16.26%) Homeowner's exemption | $146,488 (+46.25%) Land $10,601 Building $135,887 | $366,220 (+46.25%) Land $26,502 Building $339,718 |
| 2023 | $2,922.00 (+2.35%) Homeowner's exemption | $100,165 (+4.44%) Land $10,601 Building $89,564 | $250,413 (+4.44%) Land $26,502 Building $223,911 |
| 2022 | $2,855.00 Homeowner's exemption | $95,904 Land $10,601 Building $85,303 | $239,760 Land $26,502 Building $213,258 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| TruVista Communications Cable | 500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Uniti Group DSL | 200 / 20 |
Based on FCC filings for 73 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures