288 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 288 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	2,878 sqft · built 1926
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Mar 1998)
Tax Bill	$19,927 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-00191-0000-00049`

Property Details

APN / Parcel Number

Primary APN	`03-00191-0000-00049`
Alternative APN	`030019100049`

Interior

Stories	1 Story
Building Area	2,878 sqft Living Area
1st Floor Area	2,878 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Brick
Construction Type	Brick
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	288 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Description	50X119
Legal Subdivision	HENRY R BURGHARD
Legal Block	191
Legal Lot Number	49
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	5
Census Block	5001
Census Tract	3100

Owner

Source: Bergen County and Bergenfield Borough records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2026	Deed of Trust, Mortgage · Line of Credit UNIVERSITY CREDIT UNION
Apr 25, 2023	Deed of Trust, Mortgage · Line of Credit PROSPERITY HOME MORTGAGE LLC
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP
Apr 20, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 1998 · Amount on Record
Deed Sale	Mar 16, 1998 · Amount on Record
Deed Document Number	199836249
Deed Book / Page	8050 / 839
Last Transfer Date	Feb 27, 2022
Transfer Doc	0046571433
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Jul 15, 2026
Property Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Document Number	0000048188
Book / Page	5848 / 741
Instrument Date	Jun 15, 2026
Instrument	202648188
Transaction Type	Mortgage
Record Updated	Aug 19, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0000048188,
Date	Jul 15, 2026
Book Page	5848/741
Instrument	202648188

Lender

Name	UNIVERSITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jun 15, 2051

Interest

Rate	6.36%
Max Rate	-1%

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049790888
Date	Apr 25, 2023
Book Page	4979/888
Instrument	2023027827

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2024
Change Frequency	Monthly
Min Rate At Change	4.99%
Max Rate At Change	7%
Index	1-Year T-Bill
Margin	1
Max Rate	10.9%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Transaction Type	Mortgage
Record Updated	Jan 27, 2023
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0039730903
Date	Feb 24, 2021
Book Page	3973/903
Instrument	2021024231

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Apr 20, 2022
Property Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Document Number	0046571433
Book / Page	4657 / 1433
Instrument Date	Feb 27, 2022
Instrument	2022043748
Transaction Type	Transfer
Record Updated	Jun 10, 2022
Title Company	CLOSING USA LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	288 E MAIN ST, 288, BERGENFIELD, NJ 07621-2242

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	2022043749
Date	Apr 20, 2022
Instrument	2022043749

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	288 E MAIN ST, BERGENFIELD, NJ 07621-2242
Document Number	0031571118
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	288 E MAIN ST BERGENFIELD NJ 076212242, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0031571118
Date	Jan 16, 2019
Book Page	003157/001118
Instrument	4078

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 15, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$533,100 (-) Land $155,800 Building $377,300	$533,100 (-) Land $155,800 Building $377,300
2025	$19,927.00 (+5.98%)	$533,100 (-) Land $155,800 Building $377,300	$533,100 (-) Land $155,800 Building $377,300
2024	$18,802.00 (+5.06%)
2023		$533,100 Land $155,800 Building $377,300	$533,100 Land $155,800 Building $377,300
2022	$17,896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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