261 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 261 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1951
Lot Size	0.113 acres (4,901 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Aug 2013)
Tax Bill	$8,411 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Dec 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`03-00186-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`03-00186-0000-00013`
Alternative APNs	`0300247000000381` `030018600013`

Interior

Stories	1 Story
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	4,901 sqft (0.113 acres)
Lot Dimensions	98 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300247000000381
Street Address	261 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	50X98
Legal Subdivision	WEST SHORE DEV CO BERG
Legal Block	186
Legal Lot Number	13
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	3
Census Block	3013
Census Tract	3100

Owner

261 E Main St is owned and occupied by an individual who acquired it in October 2019.

Source: Bergen County and Bergenfield Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	261 E MAIN ST, BERGENFIELD, NJ 07621-2241
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance ROUNDPOINT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2013 · Amount on File
Deed Sale	Aug 6, 2013 · Amount on File
Prior Sale	Oct 13, 1999 · Amount on File
Deed Document Number	201385562
Deed Book / Page	1477 / 2249
Last Transfer Date	Oct 30, 2019
Transfer Doc	0034390817
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	261 E MAIN ST, BERGENFIELD, NJ 07621-2241
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048031723
Date	Sep 12, 2022
Book Page	4803/1723
Instrument	2022089869

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Dec 14, 2019
Property Address	261 E MAIN ST, BERGENFIELD, NJ 07621-2241
Document Number	0034390817
Book / Page	3439 / 817
Instrument Date	Oct 30, 2019
Instrument	19-087449
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	MISC COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 E MAIN ST, BERGENFIELD, NJ 07621-2241

Mortgage

Document Number	0034390825
Date	Dec 14, 2019
Book Page	3439/825
Instrument	2019-087449.02

Lender

Name	ROUNDPOINT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 261 E Main St was $8,411, up 6% from the year before.

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,000 (-) Land $143,100 Building $81,900	$225,000 (-) Land $143,100 Building $81,900
2025	$8,411.00 (+5.99%)	$225,000 Land $143,100 Building $81,900	$225,000 Land $143,100 Building $81,900
2024	$7,936.00
2023		$225,000 Land $143,100 Building $81,900	$225,000 Land $143,100 Building $81,900
2022	$7,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 261 E Main St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1979–2023)
Claims Outside the SFHA	11 of 14
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Coastal Storms & Flooding, Apr 1984 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 261 E Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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