294 E Main St, Bergenfield, NJ 07621 Property Records

Bergen County and Bergenfield Borough property record for 294 E Main St, Bergenfield, NJ 07621

Property Summary

Property Type	Single Family Home
Details	1,744 sqft · built 1983
Lot Size	0.144 acres (6,273 sqft)
Owner	2 Individual Names on Record
Last Sale	$51,000 (Mar 2004)
Tax Bill	$9,842 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-00191-0000-00050-01`

Property Details

APN / Parcel Number

Primary APN	`03-00191-0000-00050-01`
Alternative APNs	`03001910000000500001` `0300260000000012A1`

Interior

Stories	2 Stories
Building Area	1,744 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	6,273 sqft (0.144 acres)
Lot Dimensions	112 ft deep x 56 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0300260000000012A1
Street Address	294 E MAIN ST
City	BERGENFIELD
State	NJ
Zip	07621-2242
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	56X112
Legal Subdivision	GREENWAY/BERGENFIELD
Legal Block	191
Legal Lot Number	50.01
Jurisdiction	BERGEN NJ
Township / Civil Division	BERGENFIELD
Census Block Group	5
Census Block	5001
Census Tract	3100

Owner

Source: Bergen County and Bergenfield Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	294 E MAIN ST, BERGENFIELD, NJ 07621-2242
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jun 24, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Mar 20, 2019	Loan Modification, Mortgage · Conventional with PMI MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2004 · Amount on Record
Deed Sale	Mar 2, 2004 · Amount on Record
Deed Book / Page	8663 / 172
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Recording Date	Sep 9, 2026
Property Address	294 E MAIN ST, BERGENFIELD, NJ 07621-2242
Document Number	0000062484
Book / Page	5894 / 732
Instrument Date	Jul 10, 2026
Instrument	202662484
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 E MAIN ST, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0000062484,
Date	Sep 9, 2026
Book Page	5894/732
Instrument	202662484

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	294 E MAIN ST, BERGENFIELD, NJ 07621-2242
Transaction Type	Mortgage
Record Updated	Aug 30, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294E MAIN STREET, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0042320317
Date	Jun 24, 2021
Book Page	4232/317
Instrument	2021101379

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Apr 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	294 E MAIN ST, BERGENFIELD, NJ 07621-2242
Document Number	0032480736
Instrument Date	Mar 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 E MAIN ST BERGENFIELD NJ 076212242, BERGENFIELD, NJ 07621-2242

Mortgage

Document Number	0032480736
Date	May 22, 2019
Book Page	003248/000736
Instrument	31861

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Bergen County and Bergenfield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Bergenfield Borough
Unified School District	Bergenfield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,300 (-) Land $128,700 Building $134,600	$263,300 (-) Land $128,700 Building $134,600
2025	$9,842.00 (+5.99%)	$263,300 (-) Land $128,700 Building $134,600	$263,300 (-) Land $128,700 Building $134,600
2024	$9,286.00 (+5.07%)
2023		$263,300 Land $128,700 Building $134,600	$263,300 Land $128,700 Building $134,600
2022	$8,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 806 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

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