284 Cedar Ln, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 284 Cedar Ln, Annapolis, MD 21403

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,272 sqft · built 2012
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on Record
Last Sale$504,900 (May 2017)
Tax Bill$5,860 (2023)
Deeds & MortgagesAug 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-412-08847028

Property Details

APN / Parcel Number

Primary APN02-412-08847028
Alternative APNs
  • 241208847028
  • 41208847028

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,272 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area14,000 sqft (0.321 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft
Deck Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number41208847028
Old Parcel Number241208847028
Street Address284 CEDAR LN
CityANNAPOLIS
StateMD
Zip21403-3940
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLT 10 BK O SC 2 PL 2 284 CEDAR LN HILLSMERE ESTATES
Legal Section2
Legal SubdivisionHILLSMERE ESTATES
Legal BlockO
Legal Lot Number10
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group1
Census Block1001
Census Tract702601

Owner

Source: Anne Arundel County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address284 CEDAR LN, ANNAPOLIS, MD 21403-3940
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2020Deed of Trust, Mortgage · Conventional Mortgage
NEWREZ LLC
May 9, 2017Deed, Transfer · Conventional Mortgage
TOWNE BANK MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 9, 2017 · Amount on Record
Deed SaleMay 9, 2017 · Amount on Record
Prior SaleApr 30, 2012 · Amount on Record
Deed Document Number0030910360
Deed Book / Page30910 / 360
Record UpdatedJun 7, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address284 CEDAR LN, ANNAPOLIS, MD 21403-3940
Transaction TypeMortgage
Record UpdatedAug 10, 2022
Title CompanyAVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0351220045
DateAug 27, 2020
Book Page35122/45
Lender
NameNEWREZ LLC
TypeNon-Lending Institution
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term324 Months
DueAug 1, 2047

May 2017: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateMay 9, 2017
Property Address284 CEDAR LN, ANNAPOLIS, MD 21403-3940
Document Number0309100360
Book / Page30910 / 360
Map ReferenceMB23 PG47
Instrument DateMay 3, 2017
Instrument30910-360
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,311.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address284 CEDAR LN, ANNAPOLIS, MD 21403-3940

Mortgage

Document Number0030910368
DateMay 9, 2017
Instrument30910-368
Lender
NameTOWNE BANK MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$5,860.00 Homeowner's exemption$536,700 Land $250,000 Building $286,700$536,700 Land $250,000 Building $286,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims7 (1979–2014)
Claims Outside the SFHA3 of 7
Most Recent ClaimAug 2014 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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