San Diego County property record for 28799 Stonegate Dr, Valley Center, CA 92082 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,826 sqft · built 1989 |
| Lot Size | 2.11 acres (92,347 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $906,000 (Aug 2025) |
| Tax Bill | $9,976 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-381-07-00 |
| Primary APN | 185-381-07-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,826 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 92,347 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1851215600 |
|---|---|
| Street Address | 28799 STONEGATE DR |
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 1 TR PM10483 |
| Legal Subdivision | PARCEL MAP NO 10483 |
| Legal Tract | 10483 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19105 |
Source: San Diego County records · APN 185-381-07-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28799 STONEGATE DR, VALLEY CENTER, CA 92082-5734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2022 | Grant Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC |
| Aug 05, 2021 | Grant Deed, Transfer · Conventional Mortgage BAY EQUITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 05, 2025 · Amount on Record |
| Deed Sale | Aug 05, 2025 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 2025214679 |
| Prior Transfer Date | May 05, 2009 |
| Prior Transfer Doc | 0000235758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 21, 2022 |
| Property Address | 28799 STONEGATE DR, VALLEY CENTER, CA 92082-5734 |
| Document Number | 0000256634 |
| Map Reference | FILE 80-303213 |
| Instrument Date | May 26, 2022 |
| Instrument | 2022-0256634 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28799 STONEGATE DR, VALLEY CENTER, CA 92082-5734 |
| Investor | Possibly a Property Investor |
| Document Number | 0000256635 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-0256635 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 05, 2021 |
| Property Address | 28799 STONEGATE DR, VALLEY CENTER, CA 92082-5734 |
| Document Number | 0000556443 |
| Map Reference | PG 80-302313 |
| Instrument Date | Jul 09, 2021 |
| Instrument | 2021-0556443 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 28799 STONEGATE DR, VALLEY CENTER, CA 92082-5734 |
| Document Number | 0000556444 |
|---|---|
| Date | Aug 05, 2021 |
| Instrument | 2021-0556444 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $906,000 (+0.21%) Land $336,189 Building $569,811 | |
| 2025 | $9,976.00 (+18.48%) | $904,141 (+18.65%) Land $335,499 Building $568,642 |
| 2023 | $8,420.00 (-4.19%) | $762,000 Land $282,000 Building $480,000 |
| 2022 | $8,788.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019, other causes, Severe Storms And Flooding |
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | About 1 in 90 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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