28743 Stonegate Dr, Valley Center, CA 92082 Property Records

San Diego County property record for 28743 Stonegate Dr, Valley Center, CA 92082

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1994
Lot Size	3.36 acres (146,797 sqft)
Owner	Individual Name on Record
Last Sale	$569,000 (Mar 2019)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`185-381-16-00`

Property Details

APN / Parcel Number

Primary APN	`185-381-16-00`
Alternative APN	`1851216700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,566 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	146,797 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1851216700
Street Address	28743 STONEGATE DR
City	VALLEY CENTER
State	CA
Zip	92082-5734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 4 TR PM10884
Legal Subdivision	PARCEL MAP NO 10884
Legal Tract	10884
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	VALLEY CENTER
Census Block Group	2
Census Block	2011
Census Tract	19105

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Apr 2, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 23, 2019	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAP
Mar 28, 2019	Grant Deed, Transfer · VA Mortgage PARKSIDE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2019 · Amount on Record
Deed Sale	Mar 28, 2019 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	2019111722
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2026
Property Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734
Document Number	0000174495
Instrument Date	Jun 11, 2026
Instrument	2026174495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734

Mortgage

Document Number	0000174495,
Date	Jun 17, 2026
Instrument	2026174495

Lender

Name	THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734
Transaction Type	Mortgage
Record Updated	Apr 12, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734

Mortgage

Document Number	0000256227
Date	Apr 2, 2021
Instrument	2021-0256227

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734
Document Number	0000615216
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28743 STONEGATE DR VALLEY CENTER CA 920825734, VALLEY CENTER, CA 92082-5734

Mortgage

Document Number	0000615216
Date	Dec 31, 2019
Instrument	615216

Lender

Name	INTERCONTINENTAL CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2019
Property Address	28743 STONEGATE DR, VALLEY CENTER, CA 92082-5734
Document Number	0000111722
Instrument Date	Feb 21, 2019
Instrument	111722
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$625.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28743 STONEGATE DR VALLEY CENTER CA 920825734, VALLEY CENTER, CA 92082-5734

Mortgage

Document Number	111723
Date	Mar 28, 2019
Instrument	111723

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Valley Center-Pauma Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$647,417 (+2%) Land $330,993 Building $316,424
2025	$5,314.00 (+3%) Veteran's exemption	$634,723 (+4.04%) Land $324,503 Building $310,220
2023	$5,159.00 (+0.12%)	$610,078 Land $311,903 Building $298,175
2022	$5,153.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 71% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY CENTER MWD serves 30,166 people · EPA ID CA3710026
Water Source	Purchased surface water from SAN DIEGO COUNTY WATER AUTHORITY
Last State Inspection	Apr 2021
Lead	4 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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