San Diego County property record for 28847 Stonegate Dr, Valley Center, CA 92082 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,571 sqft · built 1990 |
| Lot Size | 2.43 acres (106,286 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $706,000 (May 2025) |
| Tax Bill | $1,489 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-381-08-00 |
| Primary APN | 185-381-08-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,571 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 106,286 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 1851215900 |
|---|---|
| Street Address | 28847 STONEGATE DR |
| City | VALLEY CENTER |
| State | CA |
| Zip | 92082-5736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PAR 4 TR PM10483 |
| Legal Subdivision | PARCEL MAP NO 10483 |
| Legal Tract | 10483 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | VALLEY CENTER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 19105 |
Source: San Diego County records · APN 185-381-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 28847 STONEGATE DR, VALLEY CENTER, CA 92082-5736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 12, 2026 | Deed of Trust, Mortgage · FHA Mortgage HEMET MORTGAGE |
| Jun 21, 2021 | Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2025 · Amount on Record |
| Deed Sale | May 02, 2025 · Amount on Record |
| Prior Sale | Jan 03, 1992 · Amount on Record |
| Deed Document Number | 2025116678 |
| Prior Transfer Date | Dec 06, 2016 |
| Prior Transfer Doc | 0000692084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 12, 2026 |
| Property Address | 28847 STONEGATE DR, VALLEY CENTER, CA 92082-5736 |
| Document Number | 0000170004 |
| Instrument Date | Jun 05, 2026 |
| Instrument | 2026170004 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 28847 STONEGATE DR, VALLEY CENTER, CA 92082-5736 |
| Investor | Possibly a Property Investor |
| Document Number | 0000170004, |
|---|---|
| Date | Jun 12, 2026 |
| Instrument | 2026170004 |
| Name | HEMET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 28847 STONEGATE DR, VALLEY CENTER, CA 92082-5736 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 28847 STONEGATE DR, VALLEY CENTER, CA 92082-5736 |
| Document Number | 0000451332 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021-0451332 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78737 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.32% |
| Type Change Date | Jul 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Valley Center-Pauma Unified School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $720,119 (+571.03%) Land $397,882 Building $322,237 | |
| 2025 | $1,489.00 (+5.68%) | $107,315 (+4.04%) Land $59,294 Building $48,021 |
| 2023 | $1,409.00 (+2.7%) Homeowner's exemption | $103,150 Land $56,993 Building $46,157 |
| 2022 | $1,372.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730191052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2019, other causes, Severe Storms And Flooding |
| Wildfire Risk | Very High above 92% of the US · above 75% of California |
|---|---|
| Wildfire Likelihood | About 1 in 84 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Mediacom Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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