2877 Java Ter, The Villages, FL 32163 Property Records

Sumter County property record for 2877 Java Ter, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,956 sqft · built 2013
Lot Size	0.165 acres (7,187 sqft)
Owner	2 Trust Names on File
Last Sale	$284,500 (Aug 2013)
Tax Bill	$5,075 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031923G03K065`

Property Details

APN / Parcel Number

Primary APN	`031923G03K065`
Alternative APNs	`G03K065` `1045775`

Interior

Building Area	1,956 sqft Living Area
Gross Area	2,886 sqft
1st Floor Area	1,956 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	7,187 sqft (0.165 acres)
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	399 sqft

Location & Zoning

Street Address	2877 JAVA TER
City	THE VILLAGES
State	FL
Zip	32163-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 65 THE VILLAGES OF SUMTER UNIT NO 224 PG 14 PGS 3-3I
Legal Range	23E
Legal Township	19S
Legal Section	3
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	65
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	4
Census Block	4093
Census Tract	911402

Owner

Source: Sumter County assessment roll, APN 031923G03K065, as of December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2877 JAVA TER, THE VILLAGES, FL 32163-2656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2013 · Amount on Record
Deed Sale	Aug 19, 2013 · Amount on Record
Deed Document Number	201330658
Deed Book / Page	2663 / 130
Last Transfer Date	Oct 08, 2013
Transfer Doc	0026910331
Record Updated	Jun 08, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2877 JAVA TER, THE VILLAGES, FL 32163-2656
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037790474
Date	Jun 26, 2020
Book Page	3779/474
Instrument	202060027192

Lender

Name	US POSTAL FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Sumter County assessment roll as of December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,075.00 (+0.46%) Homeowner's exemption	$325,790 (+5.99%)	$440,390 (-1.95%) Land $43,120 Building $397,270
2024	$5,052.00 (+4.84%)
2023	$4,819.00 (+1.45%) Additional exemption filed	$307,390 (+3%)	$449,140 (+4.23%) Land $28,750 Building $420,390
2022	$4,750.00 Homeowner's exemption	$298,440	$430,900 Land $28,680 Building $402,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199114024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 228 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 232 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6532779, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGE WATER public/private · serves 493 people
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.