2870 Java Ter, The Villages, FL 32163 Property Records

Sumter County property record for 2870 Java Ter, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,952 sqft · built 2013
Lot Size	0.176 acres (7,680 sqft)
Owner	2 Trust Names on File
Last Sale	$296,800 (Jun 2013)
Tax Bill	$5,062 (2024)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G03K060`

Property Details

APN / Parcel Number

Primary APN	`G03K060`
Alternative APN	`1045770`

Interior

Building Area	1,952 sqft Heated Area

Exterior

Year Built	Built 2013
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	7,680 sqft (0.176 acres)
Garage Area	276 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	383 sqft

Location & Zoning

Account Number	1045770
Street Address	2870 JAVA TER
City	THE VILLAGES
State	FL
Zip	32163-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 THE VILLAGES OF SUMTER UNIT NO 224 PG 14 PGS 3-3I
Legal Range	23E
Legal Township	19S
Legal Section	03
Legal Subdivision	VILLAGES OF SUMTER
Legal Lot Number	60
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	4
Census Block	4093
Census Tract	911402

Owner

Source: Sumter County records · APN G03K060

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Co-owner	Verified Secondary Owner
Mailing Address	2870 JAVA TER, THE VILLAGES, FL 32163-2656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Jun 25, 2013 · Amount on Record
Deed Sale	Jun 25, 2013 · Amount on Record
Deed Document Number	201360023285
Deed Book / Page	2633 / 0063
Record Updated	Jun 08, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2870 JAVA TER, THE VILLAGES, FL 32163-2656
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 JAVA TER, THE VILLAGES, FL 32163-2656

Mortgage

Document Number	0041290083
Date	Oct 27, 2021
Book Page	4129/83
Instrument	202160058887

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank
Address	THE VILLAGES, FL 32162

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 01, 2031

Tax Assessment & Valuation

Source: Sumter County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$326,750 (+5.98%)	$428,370 (-1.58%) Land $46,080 Building $382,290
2024	$5,062.00 (+4.85%)
2023	$4,828.00 (+1.45%) Additional exemption filed	$308,310 (+3%)	$435,260 (+3.07%) Land $30,720 Building $404,540
2022	$4,759.00 Homeowner's exemption	$299,330	$422,310 Land $30,640 Building $391,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sumter County (12119C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121199114024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 228 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 232 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL6532779, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VILLAGE WATER public/private · serves 493 people
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.