2862 Java Ter, The Villages, FL 32163 Property Records

Sumter County property record for 2862 Java Ter, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	2,013 sqft · built 2013
Lot Size	0.358 acres (15,575 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Jul 2014)
Tax Bill	$7,067 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2018 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031923G03K061`

Property Details

APN / Parcel Number

Primary APN	`031923G03K061`
Alternative APNs	`G03K061` `1045771`

Interior

Building Area	2,013 sqft Living Area
Gross Area	3,076 sqft
1st Floor Area	2,013 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Custom Design
Exterior Material	Block
Construction Type	Wood
Lot Area	15,575 sqft (0.358 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	715 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	288 sqft
Porch	Enclosed Porch
Porch Area	425 sqft

Location & Zoning

Street Address	2862 JAVA TER
City	THE VILLAGES
State	FL
Zip	32163-2656
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 61 THE VILLAGES OF SUMTER UNIT NO 224 PG 14 PGS 3-3I
Legal Range	23E
Legal Township	19S
Legal Section	3
Legal Subdivision	THE VILLAGES OF SUMTER
Legal Lot Number	61
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	4
Census Block	4093
Census Tract	911402

Owner

Source: Sumter County assessment roll, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2862 JAVA TER, THE VILLAGES, FL 32163-2656
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage DIGITAL FCU
Nov 2, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Deed Document Number	201421849
Deed Book / Page	2809 / 163
Last Transfer Date	Apr 21, 2015
Transfer Doc	0029530631
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2862 JAVA TER, THE VILLAGES, FL 32163-2656
Transaction Type	Mortgage
Record Updated	Oct 5, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2862 JAVA TER, THE VILLAGES, FL 32163-2656

Mortgage

Document Number	0040910375
Date	Sep 9, 2021
Book Page	4091/375
Instrument	202160049575

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMTER FL
Property Address	2862 JAVA TER, THE VILLAGES, FL 32163-2656
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034860367
Date	Nov 2, 2018
Book Page	3486/0367
Instrument	201860038996

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2033

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,067.00 (+0.76%) Homeowner's exemption	$524,380 (+5.98%)	$865,630 (+1.96%) Land $280,350 Building $585,280
2024	$7,014.00 (+3.7%)
2023	$6,764.00 (+1.84%) Additional exemption filed	$494,770 (+3%)	$849,010 (+14.5%) Land $280,350 Building $568,660
2022	$6,642.00 Homeowner's exemption	$480,360	$741,490 Land $248,580 Building $492,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 228 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	228 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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