2877 Cataract Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 2877 Cataract Pl, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,225 sqft · built 1960
Lot Size	0.248 acres (10,791 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,572 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`481-533-07-00`

Property Details

APN / Parcel Number

Primary APN	`481-533-07-00`
Alternative APN	`4815330400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,225 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	10,791 sqft (0.248 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4815330400
Street Address	2877 CATARACT PL
City	EL CAJON
State	CA
Zip	92020-2607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 125 DOC02-0715940 IN LOT 124&ALL OF TR 004292
Legal Subdivision	FLETCHER HILLS
Legal Tract	004292
Legal Block	3
Legal Lot Number	124,1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3007
Census Tract	16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2877 CATARACT PL, EL CAJON, CA 92020-2607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Mar 13, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2017	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020
Deed Sale	Mar 13, 2020
Prior Sale	Jul 24, 2015 · Amount on Record
Deed Document Number	2020131413
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0000131413
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2877 CATARACT PL, EL CAJON, CA 92020-2607
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2877 CATARACT PL, EL CAJON, CA 92020-2607

Mortgage

Document Number	0000210381
Date	Mar 18, 2021
Instrument	2021-0210381

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 13, 2020
Property Address	2877 CATARACT PL, EL CAJON, CA 92020-2607
Document Number	0000131413
Map Reference	MAP 4292
Instrument Date	Mar 9, 2020
Instrument	2020-0131413
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2877 CATARACT PL, EL CAJON, CA 92020-2607

Mortgage

Document Number	0000131414
Date	Mar 13, 2020
Instrument	2020-0131414

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2877 CATARACT PL, EL CAJON, CA 92020-2607
Document Number	0000463487
Instrument Date	Oct 2, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2877 CATARACT PL EL CAJON CA 920202607, EL CAJON, CA 92020-2607

Mortgage

Document Number	0000463487
Date	Oct 6, 2017
Instrument	463487

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 5, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,051 (+2%) Land $190,310 Building $297,741
2025	$4,572.00 (+4.26%)	$478,482 (+4.04%) Land $186,579 Building $291,903
2023	$4,385.00 (-0.75%)	$459,904 Land $179,335 Building $280,569
2022	$4,418.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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