2848 Cataract Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 2848 Cataract Pl, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,217 sqft · built 1960
Lot Size0.227 acres (9,900 sqft)
Owner2 Individual Names on Record
Last Sale$490,000 (Mar 2016)
Tax Bill$8,408 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN481-542-04-00

Property Details

APN / Parcel Number

Primary APN481-542-04-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,217 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area9,900 sqft (0.227 acres)
Lot Dimensions120 ft deep x 91 ft wide
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address2848 CATARACT PL
CityEL CAJON
StateCA
Zip92020-2608
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 129 TR 004292
Legal SubdivisionFLETCHER HILLS
Legal Tract004292
Legal Block3
Legal Lot Number129
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2848 CATARACT PL, EL CAJON, CA 92020-2608
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2016 · Amount on Record
Deed SaleMar 29, 2016 · Amount on Record
Prior SaleJul 23, 2014 · Amount on Record
Deed Document Number2016141318
Prior Transfer DateJul 9, 2014
Prior Transfer Doc0000309746
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2848 CATARACT PL, EL CAJON, CA 92020-2608
Transaction TypeMortgage
Record UpdatedMar 9, 2022
Title CompanyWFT NATIONAL TITLE, WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2848 CATARACT PL, EL CAJON, CA 92020-2608

Mortgage

Document Number0000091465
DateMar 1, 2022
Instrument2022-0091465
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2042

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$591,651 (+2%) Land $216,418 Building $375,233
2025$8,408.00 (+12.23%)$580,051 (+4.04%) Land $212,175 Building $367,876
2023$7,492.00 (-0.29%)$557,529 Land $203,937 Building $353,592
2022$7,514.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Cataract Pl

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