2823 Cataract Pl, El Cajon, CA 92020 Property Records

San Diego County property record for 2823 Cataract Pl, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,605 sqft · built 1966
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$408,000 (Sep 2010)
Tax Bill$7,492 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN481-543-01-00

Property Details

APN / Parcel Number

Primary APN481-543-01-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,605 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Lot Area10,000 sqft (0.23 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address2823 CATARACT PL
CityEL CAJON
StateCA
Zip92020-2607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 127 TR 004292
Legal SubdivisionFLETCHER HILLS
Legal Tract004292
Legal Block3
Legal Lot Number127
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract16100

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2823 CATARACT PL, EL CAJON, CA 92020-2607
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2010 · Amount on Record
Deed SaleSep 16, 2010 · Amount on Record
Prior SaleJun 21, 2010 · Amount on Record
Deed Document Number2010489897
Last Transfer DateApr 4, 2014
Transfer Doc0000143701
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2823 CATARACT PL, EL CAJON, CA 92020-2607
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address2823 CATARACT PL, EL CAJON, CA 92020-2607

Mortgage

Document Number0000052403
DateJan 25, 2021
Instrument2021-0052403
Lender
NameMEGA CAPITAL FUNDING INC
TypeMortgage Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueFeb 1, 2031

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictLa Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$533,162 (+2%) Land $261,354 Building $271,808
2025$7,492.00 (+8.17%) Homeowner's exemption$522,709 (+4.04%) Land $256,230 Building $266,479
2023$6,926.00 (+0.55%) Homeowner's exemption$502,413 Land $246,281 Building $256,132
2022$6,888.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

Nearby Properties on Cataract Pl

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