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2876 Spruce Ct, Geneva, IL 60134 Property Records

Kane County property record for 2876 Spruce Ct, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,346 sqft · built 1994
Lot Size0.377 acres (16,430 sqft)
Owner2 Company Names on File
Tax Bill$11,822 (2025)
Deeds & MortgagesMay 2018 Transfer
Flood ZoneZone X (minimal risk)
APN12-08-179-017

Property Details

APN / Parcel Number

Primary APN12-08-179-017

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,346 sqft Living Area
Gross Area3,418 sqft
Basement Area1,072 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Lot Area16,430 sqft (0.377 acres)
View / LotCul-De-Sac
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2876 SPRUCE CT
CityGENEVA
StateIL
Zip60134-3943
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 148 STERLING MANOR UNIT 3
Legal SubdivisionSTERLING MANOR 03
Legal Block4
Legal Lot Number148
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group4
Census Block4021
Census Tract854800

Owner

2876 Spruce Ct is owned by a company that acquired it in May 2018 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Company Names on File
Mailing Address2876 SPRUCE CT, GENEVA, IL 60134-3943
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 2, 2018
Transfer Doc0000020900
Record UpdatedSep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 7, 2018
Property Address2876 SPRUCE CT, GENEVA, IL 60134-3943
Document Number0000020900
Instrument DateMar 2, 2018
Instrument20900
Transaction TypeTransfer
Record UpdatedJan 12, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2876 SPRUCE CT GENEVA IL 601343943, GENEVA, IL 60134-3943

Tax Assessment & Valuation

The 2025 property tax bill for 2876 Spruce Ct was $11,822 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,822.00 Homeowner's exemption Senior Citizen's exemption$179,689 (+8.5%) Land $45,253 Building $134,436$539,283 (+8.5%) Land $135,813 Building $403,469
2024$165,612 Land $41,708 Building $123,904$497,035 Land $125,174 Building $371,861
2022$10,762.00 (+3.16%) Homeowner's exemption$139,896 (+3.86%) Land $35,231 Building $104,665$419,688 (+3.86%) Land $105,693 Building $313,995
2021$10,432.00 Homeowner's exemption$134,697 Land $33,922 Building $100,775$404,091 Land $101,766 Building $302,325

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2876 Spruce Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2876 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T.

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