2802 Spruce Ct, Geneva, IL 60134 Property Records

Kane County property record for 2802 Spruce Ct, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,161 sqft · built 1995
Lot Size	0.353 acres (15,393 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (May 2014)
Tax Bill	$13,498 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-08-326-007`

Property Details

APN / Parcel Number

Primary APN	`12-08-326-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,161 sqft Living Area
Gross Area	4,681 sqft
Basement Area	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	15,393 sqft (0.353 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2802 SPRUCE CT
City	GENEVA
State	IL
Zip	60134-3943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 140 STERLING MANOR UNIT 3
Legal Subdivision	STERLING MANOR 03
Legal Block	4
Legal Lot Number	140
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4021
Census Tract	854800

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2802 SPRUCE CT, GENEVA, IL 60134-3943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2014 · Amount on Record
Deed Sale	May 29, 2014 · Amount on Record
Prior Sale	May 22, 1995 · Amount on Record
Deed Document Number	201425447
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000008414
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Feb 1, 2021
Property Address	2802 SPRUCE CT, GENEVA, IL 60134-3943
Document Number	0000008414
Instrument Date	Dec 31, 2020
Instrument	2021K008414
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2802 SPRUCE CT, 2802, GENEVA, IL 60134-3943

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2802 SPRUCE CT, GENEVA, IL 60134-3943

Mortgage

Document Number	0000008415
Date	Feb 1, 2021
Instrument	2021K008415

Lender

Name	ALLIANT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,498.00 (+10.93%) Homeowner's exemption	$194,897 (+8.5%) Land $45,253 Building $149,644	$584,925 (+8.5%) Land $135,813 Building $449,112
2024		$179,629 (+18.38%) Land $41,708 Building $137,921	$539,103 (+18.43%) Land $125,174 Building $413,929
2022	$12,168.00 (+2.99%) Homeowner's exemption	$151,736 (+3.86%) Land $35,231 Building $116,505	$455,208 (+3.86%) Land $105,693 Building $349,515
2021	$11,815.00 Homeowner's exemption	$146,097 Land $33,922 Building $112,175	$438,291 Land $101,766 Building $336,525

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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