Kane County property record for 2840 Spruce Ct, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 2,874 sqft · built 1994 |
| Lot Size | 0.557 acres (24,269 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $349,000 (Jul 2013) |
| Tax Bill | $12,594 (2025) |
| Deeds & Mortgages | Jan 2020 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-08-326-005 |
| Primary APN | 12-08-326-005 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,874 sqft Living Area |
| Gross Area | 4,440 sqft |
| Basement Area | 1,566 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 24,269 sqft (0.557 acres) |
| View / Lot | Cul-De-Sac |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 2840 SPRUCE CT |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-3943 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STERLING MANOR UNIT 3 - LOT 145 |
| Legal Subdivision | STERLING MANOR |
| Legal Block | 4 |
| Legal Lot Number | 145 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 854800 |
2840 Spruce Ct is owner-occupied and held in a trust since July 2024.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 2840 SPRUCE CT, GENEVA, IL 60134-3943 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2013 · Amount on File |
| Deed Sale | Jul 18, 2013 · Amount on File |
| Prior Sale | Oct 11, 1994 · Amount on File |
| Deed Document Number | 201352560 |
| Last Transfer Date | Jul 22, 2024 |
| Transfer Doc | 0000026201 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 2840 SPRUCE CT, GENEVA, IL 60134-3943 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000277 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 2020K000277 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 3, 2025 |
The 2025 property tax bill for 2840 Spruce Ct was $12,594.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,594.00 | $182,372 (+8.5%) Land $54,303 Building $128,069 | $547,335 (+8.5%) Land $162,974 Building $384,361 |
| 2024 | $168,085 Land $50,049 Building $118,036 | $504,457 Land $150,207 Building $354,250 | |
| 2022 | $11,354.00 (+3%) Homeowner's exemption | $141,984 (+3.86%) Land $42,277 Building $99,707 | $425,952 (+3.86%) Land $126,831 Building $299,121 |
| 2021 | $11,023.00 Homeowner's exemption | $136,707 Land $40,706 Building $96,001 | $410,121 Land $122,118 Building $288,003 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2840 Spruce Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2840 Spruce Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures