2876 E Chilco Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 2876 E Chilco Rd, Rathdrum, ID 83858 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,004 sqft · built 2017
Lot Size	9.97 acres (434,685 sqft)
Owner	Individual Name on File
Tax Bill	$3,332 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52N04W130100`

Property Details

APN / Parcel Number

Primary APN	`52N04W130100`
Alternative APN	`324841`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Building Area	3,004 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Concrete
Lot Area	434,685 sqft (9.97 acres)
Garage Type	Attached
Garage Area	820 sqft
Parking Spaces	3 Parking Spaces
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	324841
Street Address	2876 E CHILCO RD
City	RATHDRUM
State	ID
Zip	83858-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX#24462 [IN NW-NE] 1352N04W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2013
Census Tract	201

Owner

Source: Kootenai County records · APN 52N04W130100

Assessment roll updated January 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Aug 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
May 25, 2017	Deed of Trust, Mortgage · Construction Mortgage IDAHO INDEPENDENT BANK
Aug 29, 2017	Warranty Deed, Subdivision Related Transfer NORTHERN IDAHO TITLE, NORTH IDAHO TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 29, 2017
Deed Sale	Aug 29, 2017
Deed Document Number	2609527000
Record Updated	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334
Transaction Type	Mortgage
Record Updated	Nov 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2919474000
Date	Oct 24, 2022
Instrument	2919474000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2609528000
Date	Aug 29, 2017
Instrument	2609528000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2595973000
Date	May 25, 2017
Instrument	2595973000

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank
Address	HAYDEN, ID 83835

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 29, 2017
Property Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334
Document Number	2609527000
Instrument Date	Aug 25, 2017
Instrument	2609527000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NORTHERN IDAHO TITLE, NORTH IDAHO TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2876 E CHILCO RD, RATHDRUM, ID 83858-7334

Tax Assessment & Valuation

Source: Kootenai County records · Assessment roll updated January 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,332.00 (+1.9%) Homeowner's exemption	$1,164,037 (-3.76%) Land $481,587 Building $682,450	$1,164,037 (-3.76%) Land $481,587 Building $682,450
2024	$3,270.00 (-7.91%)
2023	$3,551.00 (-17.9%) Homeowner's exemption	$1,209,528 (-1.6%) Land $434,398 Building $775,130	$1,209,528 (-1.6%) Land $434,398 Building $775,130
2022	$4,325.00 Homeowner's exemption	$1,229,235 Land $434,398 Building $794,837	$1,229,235 Land $434,398 Building $794,837

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kootenai County (16055C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 12% of Idaho
Wildfire Likelihood	About 1 in 2,128 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Newmax	Fixed Wireless (unlicensed)	100 / 20
Northwest Fiber	Fixed Wireless (licensed-by-rule)	25 / 5

May also be available at this address: Wired or Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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