2854 E Chilco Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 2854 E Chilco Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,359 sqft · built 2017
Lot Size	9.88 acres (430,765 sqft)
Owner	Individual Name on Record
Tax Bill	$2,309 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`52N04W130300`

Property Details

APN / Parcel Number

Primary APN	`52N04W130300`
Alternative APN	`324840`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,359 sqft Living Area

Exterior

Year Built	Built 2017
Construction Type	Frame
Foundation Type	Concrete
Lot Area	430,765 sqft (9.88 acres)
Garage Type	Attached
Garage Area	1,920 sqft
Parking Spaces	7 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	324840
Street Address	2854 E CHILCO RD
City	RATHDRUM
State	ID
Zip	83858-7334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TAX#24463 [IN NW-NE] 1352N04W
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2013
Census Tract	201

Owner

Source: Kootenai County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Dec 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Jul 1, 2020	Warranty Deed, Transfer · Conventional Mortgage PLATINUM HOME MORTGAGE CORP
Dec 15, 2017	Warranty Deed, Subdivision Related Transfer NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020
Deed Sale	Jul 2, 2020
Prior Sale	Dec 15, 2017
Deed Document Number	2761557000
Prior Transfer Date	Jul 1, 2020
Prior Transfer Doc	2761557000
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2939563000
Date	Jun 16, 2023
Instrument	2939563000

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTHERN IDAHO TITLE, NORTH IDAHO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2624598000
Date	Dec 15, 2017
Instrument	2624598000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company
Address	ROLLING MEADOWS, IL 60008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Jul 1, 2020
Property Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334
Document Number	2761557000
Instrument Date	Jun 26, 2020
Instrument	2761557000
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	KOOTENAI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 1650, CRESCENT CITY, CA 95531-1650

Mortgage

Document Number	2761558000
Date	Jul 1, 2020
Instrument	2761558000

Lender

Name	PLATINUM HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Dec 15, 2017
Property Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334
Document Number	2624597000
Instrument Date	Dec 13, 2017
Instrument	2624597000
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2022
Title Company	NORTH ID TITLE COMPANY, NORTH IDAHO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2854 E CHILCO RD, RATHDRUM, ID 83858-7334

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,309.00 (-6.14%) Homeowner's exemption	$840,096 (-2.49%) Land $308,946 Building $531,150	$1,010,894 (+4.07%) Land $479,744 Building $531,150
2024	$2,460.00 (+1.49%)
2023	$2,424.00 (-19.04%) Homeowner's exemption	$861,561 (-1.55%) Land $323,386 Building $538,175	$971,389 (-1.39%) Land $433,214 Building $538,175
2022	$2,994.00 Homeowner's exemption	$875,121 Land $323,264 Building $551,857	$985,071 Land $433,214 Building $551,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	25 / 5

May also be available: Wired or Wireless.

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