2488 E Chilco Rd, Rathdrum, ID 83858 Property Records

Kootenai County property record for 2488 E Chilco Rd, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,907 sqft · built 1997
Lot Size	7.73 acres (336,893 sqft)
Owner	Individual Name on Record
Tax Bill	$3,121 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52N04W132900`

Property Details

APN / Parcel Number

Primary APN	`52N04W132900`
Alternative APN	`194271`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,907 sqft Living Area
1st Floor Area	1,859 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	336,893 sqft (7.73 acres)
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	1,728 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Account Number	194271
Street Address	2488 E CHILCO RD
City	RATHDRUM
State	ID
Zip	83858-7163
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	E2-NE-NW LYING S OF RD 1352N04W
Legal Range	04W
Legal Township	52N
Legal Section	13
Legal Subdivision	NE-NW
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	2
Census Block	2013
Census Tract	201

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	141 SILVER DR, TROY, MT 59935-8819
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage IDAHO INDEPENDENT BANK
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU
Nov 16, 2017	Warranty Deed, Transfer PIONEER TITLE COMPANY, PIONEER TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021
Deed Sale	Dec 1, 2021
Prior Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	20212874366
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0002358375
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Property Address	2488 E CHILCO RD, RATHDRUM, ID 83858-7163
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	PIONEER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2620801000
Date	Nov 16, 2017
Instrument	2620801000

Lender

Name	IDAHO INDEPENDENT BANK
Type	Bank
Address	COEUR D ALENE, ID 83814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2047

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 18, 2019
Property Address	2488 E CHILCO RD, RATHDRUM, ID 83858-7163
Document Number	2723381000
Instrument Date	Nov 13, 2019
Instrument	2723381000
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	NORTH ID TITLE COMPANY-COEUR D'ALENE, NORTH ID TTL CO COEUR D ALEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2488 E CHILCO RD, RATHDRUM, ID 83858-7163
Investor	Possibly a Property Investor

Mortgage

Document Number	2723382000
Date	Nov 18, 2019
Instrument	2723382000

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 16, 2017
Property Address	2488 E CHILCO RD, RATHDRUM, ID 83858-7163
Document Number	2620799000
Instrument Date	Nov 14, 2017
Instrument	2620799000
Transaction Type	Transfer
Record Updated	Dec 13, 2021
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2488 E CHILCO RD, RATHDRUM, ID 83858-7163

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,121.00 (+1.86%)	$878,216 (-4.19%) Land $364,476 Building $513,740	$878,216 (-4.19%) Land $364,476 Building $513,740
2024	$3,064.00 (-13.76%)
2023	$3,553.00 (-3.53%)	$916,614 (-1.66%) Land $306,530 Building $610,084	$916,614 (-1.66%) Land $306,530 Building $610,084
2022	$3,683.00	$932,125 Land $306,530 Building $625,595	$932,125 Land $306,530 Building $625,595

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 88% of Idaho
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Ziply Fiber Fixed Wireless	25 / 5

May also be available: T-Mobile.

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