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2875 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2875 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 2021
Square Footage1,830 sqft Heated Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Last Sale$386,500 (2023)
Tax Bill$6,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN242631338300011620

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,830 sqft Heated Area
Gross Area2,400 sqft Gross Area
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2021
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area5,663 sqft (0.13 acres)
Garage TypeFinished Garage
FenceFence
PorchOpen Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address2875 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6135
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 162
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Tract3383
Legal Lot Number162
JurisdictionOSCEOLA FL
Minor Civil DivisionSOUTH AND EAST OSCEOLA
Census Blockgroup2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 242631338300011620

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2875 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6135
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 07, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE
Apr 06, 2021Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD
Nov 13, 2020Grant Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 07, 2023 · Amount on Record
Deed SaleNov 07, 2023 · Amount on Record
Prior SaleApr 06, 2021 · Amount on Record
Deed Doc Number2023147094
Deed Book / Page6501 / 2504
Record RefreshedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 07, 2023
Property Address2875 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6135
Document Number0065012504
Book / Page6501 / 2504
Map ReferenceMB 29 PG 104-112
Instrument DateNov 06, 2023
Instrument2023147094
Transaction TypeTransfer
Record UpdatedDec 06, 2023
Title CompanyRED DOOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,705.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address235 ARBOR LN, VERO BEACH, FL 32960-5629

Transferred To (Grantee/Buyer)

NameVerified Name
Address3126 HOUNDSWORTH CT APT 206, 206, ORLANDO, FL 32837-4816

Mortgage

Document Number0065012506
DateNov 07, 2023
Instrument6501/2506
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 06, 2021
Property Address2875 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6135
Document Number0059280253
Book / Page5928 / 253
Map ReferenceMB 29 PG 104-112
Instrument DateMar 30, 2021
Instrument2021050504
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,065.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
Address2875 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6135

Mortgage

Document Number0005928254
DateApr 06, 2021
Instrument5928/254
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 13, 2020
Property Address2875 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6135
Document Number0058322605
Book / Page005832 / 002605
Instrument DateNov 12, 2020
Instrument155967
Transaction TypeTransfer
Record UpdatedMar 13, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$9,396.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address10192 DOWDEN RD ORLANDO FL 328325128, ORLANDO, FL 32832-5128

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,518.00 (+4.39%) Homeowner's exemption$309,300 (+2.7%) Land $80,000 Building $229,300$309,300 (-4.18%) Land $80,000 Building $229,300
2023$6,244.00 (+5.06%) Homeowner's exemption$301,172 (+3%)$322,800 (+10.4%) Land $70,000 Building $252,800
2022$5,943.00 Homeowner's exemption$292,400 Land $60,000 Building $232,400$292,400 Land $60,000 Building $232,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskHigh
above 78% of the US · above 66% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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