Osceola County property record for 2866 Harmonia Hammock Rd, Harmony, FL 34773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,830 sqft · built 2021 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $6,446 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Dec 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 242631338300010090 |
| Primary APN | 242631338300010090 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,830 sqft Heated Area |
| Gross Area | 2,400 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Finished |
| Porch | Open Porch |
| Fence | Fence |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2866 HARMONIA HAMMOCK RD |
|---|---|
| City | HARMONY |
| State | FL |
| Zip | 34773-6134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 9 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 24 |
| Legal Subdivision | VILLAGES AT HARMONY PHS 1B 1C-1& 1D |
| Legal Phase | 1B |
| Legal Tract | 3383 |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 2 |
| Census Block | 2119 |
| Census Tract | 43801 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2866 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage DHI MORTGAGE COMPANY LTD |
| Dec 14, 2020 | Grant Deed, Transfer DHI TITLE/FL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2022 |
| Deed Sale | Dec 22, 2022 |
| Deed Document Number | 0063362579 |
| Deed Book / Page | 5938 / 2077 |
| Prior Transfer Date | Apr 19, 2021 |
| Prior Transfer Doc | 2021059002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 19, 2021 |
| Property Address | 2866 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134 |
| Document Number | 0059382077 |
| Book / Page | 5938 / 2077 |
| Map Reference | MB 29 PG 104-112 |
| Instrument Date | Apr 14, 2021 |
| Instrument | 2021059002 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 10, 2023 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,079.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10192 DOWDEN RD, ORLANDO, FL 32832-5128 |
| Name | Verified Name |
|---|---|
| Address | 2866 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134 |
| Document Number | 0059382078 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 5938/2078 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 2866 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134 |
| Document Number | 0058501362 |
| Book / Page | 005850 / 001362 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 169145 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | DHI TITLE/FL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10192 DOWDEN RD ORLANDO FL 328325128, ORLANDO, FL 32832-5128 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,446.00 (+0.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $309,100 (-0.88%) Land $80,000 Building $229,100 | $309,100 (-4.18%) Land $80,000 Building $229,100 |
| 2023 | $6,393.00 (+8.37%) Homeowner's exemption | $311,839 (+7.79%) | $322,600 (+11.51%) Land $70,000 Building $252,600 |
| 2022 | $5,899.00 Homeowner's exemption | $289,300 Land $60,000 Building $229,300 | $289,300 Land $60,000 Building $229,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 64 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 64 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 79% of the US · above 67% of Florida |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY EASTERN private · serves 110,102 people · EPA ID FL3490751 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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