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2874 Harmonia Hammock Rd, Harmony (Saint Cloud), FL 34773 Property Records

Osceola County property record for 2874 Harmonia Hammock Rd, Harmony, FL 34773 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,820 sqft · built 2021
Lot Size0.13 acres (5,662 sqft)
OwnerIndividual Name on File
Last Sale$460,000 (May 2024)
Tax Bill$8,342 (2025)
Deeds & MortgagesMay 2026 Sale
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-26-31-3383-0001-0070

Property Details

APN / Parcel Number

Primary APN24-26-31-3383-0001-0070
Alternative APN
  • 263124338300010070

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,820 sqft Living Area
Gross Area3,417 sqft
1st Floor Area1,308 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area483 sqft
PorchFlorida Room
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2874 HARMONIA HAMMOCK RD
CityHARMONY
StateFL
Zip34773-6134
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAGES AT HARMONY PH 1B PB 29 PGS 104-112 LOT 7
Legal Range31E
Legal Township26S
Legal Section24
Legal SubdivisionVILLAGES AT HARMONY PHS 1B 1C-1& 1D
Legal Phase1B
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionSOUTH AND EAST OSCEOLA
Census Block Group2
Census Block2119
Census Tract43801

Owner

Source: Osceola County records · APN 24-26-31-3383-0001-0070

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2874 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 01, 2026Quit Claim Deed, Transfer
DORAL ISLES TITLE SERVICES
Apr 01, 2021Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 02, 2024 · Amount on Record
Deed SaleMay 02, 2024 · Amount on Record
Prior SaleApr 01, 2021 · Amount on Record
Deed Document Number202458074
Deed Book / Page6594 / 1089
Last Transfer DateApr 25, 2026
Transfer Doc0000057741
Record UpdatedSep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateMay 01, 2026
Property Address2874 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0000057741
Book / Page6964 / 2471
Instrument DateApr 25, 2026
Instrument202657741
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyDORAL ISLES TITLE SERVICES

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2874 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

April 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 01, 2021
Property Address2874 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134
Document Number0059260590
Book / Page5926 / 590
Map ReferenceMB 29 PG 104-112
Instrument DateMar 29, 2021
Instrument2021049205
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 10, 2023
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,387.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10192 DOWDEN RD, ORLANDO, FL 32832-5128

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2874 HARMONIA HAMMOCK RD, HARMONY, FL 34773-6134

Mortgage

Document Number0005926591
DateApr 01, 2021
Instrument5926/591
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,342.00 (+12.14%)$400,100 (+5.58%) Land $80,000 Building $320,100$400,100 (-1.19%) Land $80,000 Building $320,100
2024$7,439.00 (+1.49%)
2023$7,330.00 (+4.74%) Homeowner's exemption$378,937 (+3%)$404,900 (+10.06%) Land $70,000 Building $334,900
2022$6,998.00 Homeowner's exemption$367,900 Land $60,000 Building $307,900$367,900 Land $60,000 Building $307,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970438012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 64 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force

Wildfire

Wildfire RiskHigh
above 79% of the US · above 68% of Florida
Wildfire LikelihoodAbout 1 in 147 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 55 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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