2875 Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 2875 Ferrocarril Rd, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,134 sqft · built 1920
Lot Size1.51 acres (65,776 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Apr 1998)
Tax Bill$2,370 (2025)
Deeds & MortgagesDec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN049-022-012

Property Details

APN / Parcel Number

Primary APN049-022-012

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,134 sqft Living Area
1st Floor Area1,134 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeWood
Lot Area65,776 sqft
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerSeptic

Location & Zoning

Street Address2875 FERROCARRIL RD
CityATASCADERO
StateCA
Zip93422-1549
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionCY ATAS ATAS COL BL 20 LT 4
Legal SubdivisionATASCADERO COLONY
Legal Block20
Legal Lot Number4
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group1
Census Block1049
Census Tract12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2875 FERROCARRIL RD, ATASCADERO, CA 93422-1549
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 1998 · Amount on Record
Deed SaleApr 30, 1998 · Amount on Record
Deed Document Number199825264
Record UpdatedSep 20, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address2875 FERROCARRIL RD, ATASCADERO, CA 93422-1549
Document Number0000026623
Instrument DateDec 19, 2016
Transaction TypeMortgage
Record UpdatedJul 3, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
Address2875 FERROCARRIL RD ATASCADERO CA 934221549, ATASCADERO, CA 93422-1549

Mortgage

Document Number0000026623
DateJun 16, 2017
Instrument26623
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term480 Months
DueJun 15, 2057
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$211,693 (+2%) Land $113,990 Building $97,703
2025$2,370.00 (+4.87%)$207,543 (+4.04%) Land $111,755 Building $95,788
2023$2,260.00 (+1.25%)$199,485 Land $107,416 Building $92,069
2022$2,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 41% of California
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20
Ranch Wifi
Fixed Wireless
100 / 20

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