2850 Ferrocarril Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 2850 Ferrocarril Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,986 sqft · built 2000
Lot Size	1.88 acres (82,328 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Oct 2016)
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049-023-027`

Property Details

APN / Parcel Number

Primary APN	`049-023-027`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
1st Floor Area	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Lot Area	82,328 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	2850 FERROCARRIL RD
City	ATASCADERO
State	CA
Zip	93422-1549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	CY ATAS ATAS COL BL 20 PTN LT 42
Legal Subdivision	ATASCADERO COLONY
Legal Block	20
Legal Lot Number	42
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1051
Census Tract	12505

Owner

2850 Ferrocarril Rd is owned and occupied by two individuals who bought it in October 2016.

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2850 FERROCARRIL RD, ATASCADERO, CA 93422-1549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on File
Deed Sale	Oct 21, 2016 · Amount on File
Prior Sale	Dec 19, 2008 · Amount on File
Deed Document Number	201655197
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0000054678
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2850 FERROCARRIL RD, ATASCADERO, CA 93422-1549
Document Number	0000058074
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2850 FERROCARRIL RD ATASCADERO CA 934221549, ATASCADERO, CA 93422-1549

Mortgage

Document Number	0000058074
Date	Oct 16, 2020
Instrument	58074

Lender

Name	KD CAPITAL MORTGAGE CORPORATION KD CAPITAL MORTGAGE CORPORATION
Type	Bank
Address	PASO ROBLES, CA 93446

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2850 Ferrocarril Rd was $7,211 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$651,083 (+2%) Land $313,704 Building $337,379
2025	$7,211.00 Homeowner's exemption	$638,317 Land $307,553 Building $330,764
2023	$6,871.00 (+1.27%) Homeowner's exemption	$613,532 Land $295,611 Building $317,921
2022	$6,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2850 Ferrocarril Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2850 Ferrocarril Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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