San Luis Obispo County property record for 2865 Ferrocarril Rd, Atascadero, CA 93422
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 3,946 sqft · built 2010 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,350,000 (Oct 2005) |
| Tax Bill | $14,351 (2025) |
| Deeds & Mortgages | Sep 2022 Second Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 049-022-038 |
| Primary APN | 049-022-038 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,946 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Construction Type | Wood |
| Lot Area | 392,040 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2865 FERROCARRIL RD |
|---|---|
| City | ATASCADERO |
| State | CA |
| Zip | 93422-1549 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | CY ATAS TR 2681 LT 5 |
| Legal Subdivision | ATASCADERO COLONY |
| Legal Tract | 2681 |
| Legal Block | 1 |
| Legal Lot Number | 5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ATASCADERO |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 12505 |
2865 Ferrocarril Rd is owned by a company that acquired it in August 2007.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 2865 FERROCARRIL RD, ATASCADERO, CA 93422-1549 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2005 · Amount on File |
| Deed Sale | Oct 21, 2005 · Amount on File |
| Prior Sale | Nov 13, 2003 · Amount on File |
| Deed Document Number | 200589098 |
| Last Transfer Date | Aug 8, 2007 |
| Transfer Doc | 0000054909 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2865 FERROCARRIL RD, ATASCADERO, CA 93422-1549 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 2865 FERROCARRIL RD, ATASCADERO, CA 93422-1549 |
| Document Number | 0000036653 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022036653 |
| Name | SESLOC FCU |
|---|---|
| Type | Credit Union |
| Address | SAN LUIS OBISPO, CA 93401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 2865 Ferrocarril Rd was $14,351.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atascadero City |
| County | San Luis Obispo County |
| Unified School District | Atascadero Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,204,938 (+2%) Land $546,624 Building $658,314 | |
| 2025 | $14,351.00 | $1,181,312 Land $535,906 Building $645,406 |
| 2023 | $13,679.00 (+1.44%) | $1,135,443 Land $515,098 Building $620,345 |
| 2022 | $13,485.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2865 Ferrocarril Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2865 Ferrocarril Rd is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 41% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2018) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
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