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2875 Cottingham St, Oceanside, CA 92054 Property Records

San Diego County property record for 2875 Cottingham St, Oceanside, CA 92054 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1980
Square Footage2,174 sqft Living Area
Lot Size6,440 sqft (0.148 acres)
OccupancyOwner Occupied
Last Sale$475,000 (2015)
Tax Bill$6,353.00 (2025)

Property Details

APN / Parcel Number

Primary APN146-280-22-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,174 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleContemporary Style
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof MaterialTile Roof
Lot Area6,440 sqft (0.148 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2875 COTTINGHAM ST
CityOCEANSIDE
StateCA
Zip92054-3734
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 TR 007985
Legal SubdivisionMESA PINES
Legal Tract007985
Legal Block1
Legal Lot Number22
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1003
Census Tract18510

Owner

Source: San Diego County records · APN 146-280-22-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2875 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
CALIFORNIA COAST CU
Mar 20, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
PENNYMAC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2015 · Amount on Record
Deed SaleMay 01, 2015 · Amount on Record
Prior SaleFeb 28, 2008 · Amount on Record
Deed Doc Number2015217497
Prior Transfer DateApr 27, 2015
Prior Transfer Doc0000217496
Record RefreshedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2875 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address1139 S TREMONT ST, OCEANSIDE, CA 92054-5136

Mortgage

Document Number0000200682
DateJul 23, 2025
Instrument2025-0200682
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term121 Months
DueAug 01, 2035

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2875 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Document Number0000178705
Instrument DateMar 20, 2020
Transaction TypeMortgage
Record UpdatedApr 29, 2020
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address675 N 15TH AVE PENSACOLA FL 325014307, PENSACOLA, FL 32501-4307

Mortgage

Document Number0000178705
DateApr 08, 2020
Instrument178705
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueApr 07, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$582,285 (+2%) Land $263,701 Building $318,584
2025$6,353.00 (+5.23%) Homeowner's exemption$570,869 (+4.04%) Land $258,531 Building $312,338
2023$6,037.00 (+1.56%) Homeowner's exemption$548,703 Land $248,493 Building $300,210
2022$5,944.00

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