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2887 Cottingham St, Oceanside, CA 92054 Property Records

San Diego County property record for 2887 Cottingham St, Oceanside, CA 92054 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,943 sqft · built 1980
Lot Size0.133 acres (5,777 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (Sep 2013)
Tax Bill$5,453 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
May 2022 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN146-280-25-00

Property Details

APN / Parcel Number

Primary APN146-280-25-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,943 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleMediterranean
Exterior MaterialStucco
Roof MaterialTile
Lot Area5,777 sqft (0.133 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2887 COTTINGHAM ST
CityOCEANSIDE
StateCA
Zip92054-3734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 25 TR 007985
Legal SubdivisionMESA PINES
Legal Tract007985
Legal Block1
Legal Lot Number25
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18510

Owner

Source: San Diego County records · APN 146-280-25-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
May 16, 2022Intrafamily Transfer, Transfer
Apr 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
PARKSIDE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 20, 2013 · Amount on Record
Deed SaleSep 20, 2013 · Amount on Record
Prior SaleJul 15, 1997 · Amount on Record
Deed Document Number2013578645
Last Transfer DateMay 16, 2022
Transfer Doc0000209823
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734

Mortgage

Document Number0000286390
DateJul 13, 2022
Instrument2022-0286390
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 16, 2022
Property Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Document Number0000209823
Map ReferenceMAP 7985
Instrument DateMay 16, 2022
Instrument2022-0209823
Transaction TypeTransfer
Record UpdatedMay 23, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2887 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
Document Number0000137669
Instrument DateApr 11, 2019
Transaction TypeMortgage
Record UpdatedApr 23, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address2887 COTTINGHAM ST OCEANSIDE CA 920543734, OCEANSIDE, CA 92054-3734

Mortgage

Document Number0000137669
DateApr 16, 2019
Instrument137669
Lender
NamePARKSIDE LNDG
AddressSAN FRANCISCO, CA 94102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueApr 15, 2044

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$500,140 (+2%) Land $251,218 Building $248,922
2025$5,453.00 (+5.25%) Homeowner's exemption$490,335 (+4.04%) Land $246,293 Building $244,042
2023$5,181.00 (+1.55%) Homeowner's exemption$471,296 Land $236,730 Building $234,566
2022$5,102.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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