2855 Cottingham St, Oceanside, CA 92054 Property Records

San Diego County property record for 2855 Cottingham St, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,174 sqft · built 1980
Lot Size0.125 acres (5,435 sqft)
Owner2 Company Names on File
Last Sale$350,000 (Sep 2009)
Tax Bill$5,022 (2025)
Flood ZoneZone X (minimal risk)
APN146-280-17-00

Property Details

APN / Parcel Number

Primary APN146-280-17-00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,174 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialTile
Lot Area5,435 sqft (0.125 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2855 COTTINGHAM ST
CityOCEANSIDE
StateCA
Zip92054-3734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 TR 007985
Legal SubdivisionMESA PINES
Legal Tract007985
Legal Block1
Legal Lot Number17
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18510

Owner

Source: San Diego County records · APN 146-280-17-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2855 COTTINGHAM ST, OCEANSIDE, CA 92054-3734
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2009 · Amount on Record
Deed SaleSep 11, 2009 · Amount on Record
Prior SaleApr 01, 2003 · Amount on Record
Deed Document Number2009507856
Prior Transfer DateSep 02, 2009
Prior Transfer Doc0000507857
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$460,802 (+2%) Land $243,955 Building $216,847
2025$5,022.00 (+5.24%) Homeowner's exemption$451,768 (+4.04%) Land $239,172 Building $212,596
2023$4,772.00 (+1.58%) Homeowner's exemption$434,228 Land $229,886 Building $204,342
2022$4,698.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 53 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies53 in force
Nearby Flood Claims8 (1978–2017)
Claims Outside the SFHA3 of 8
Most Recent ClaimFeb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire RiskLow
above 20% of the US · above 11% of California
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 333 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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