2863 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2863 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,302 sqft · built 2018
Lot Size	0.429 acres (18,724 sqft)
Owner	Individual Name on File
Last Sale	$399,000 (Jan 2021)
Tax Bill	$4,231 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-035.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-035.00`
Alternative APN	`96956`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,302 sqft Living Area
Gross Area	2,592 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	18,724 sqft (0.429 acres)
Garage Area	432 sqft

Location & Zoning

Account Number	96956
Street Address	2863 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.430 ACRES
Legal Subdivision	WALNUT CREEK
Legal Block	3D-41
Legal Lot Number	3D-41
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

2863 Bridgewater St is owned and occupied by an individual who bought it in January 2021.

Source: Lancaster County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	2863 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Dec 17, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2021 · Amount on File
Deed Sale	Jan 21, 2021 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Document Number	20211206
Deed Book / Page	1400 / 17
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2863 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001222
Date	Jan 21, 2021
Book Page	4269/129
Instrument	2021001222

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2863 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000009399
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2863 BRIDGEWATER ST LANCASTER SC 297200323, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000009399
Date	Jun 15, 2020
Book Page	004030/000247
Instrument	9399

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 14, 2050

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 17, 2018
Property Address	2863 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000018006
Book / Page	001192 / 000248
Instrument Date	Dec 13, 2018
Instrument	18006
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 5, 2019
Title Company	DHI TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,238.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2863 BRIDGEWATER ST LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	18007
Date	Dec 17, 2018
Book Page	003665/000322
Instrument	18007

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Bank
Address	ATLANTA, GA 30361

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2863 Bridgewater St was $4,231, up 5.8% from the year before.

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,231.00 (+5.83%)	$18,874 Land $2,423 Building $16,451	$584,300 Land $75,000 Building $509,300
2024	$3,998.00 (+2.3%)
2023	$3,908.00	$16,412 Land $3,000 Building $13,412	$410,300 Land $75,000 Building $335,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2863 Bridgewater St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2863 Bridgewater St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

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