2870 Bridgewater St, Lancaster, SC 29720 Property Records

Lancaster County property record for 2870 Bridgewater St, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,986 sqft · built 2018
Lot Size	0.351 acres (15,290 sqft)
Owner	Individual Name on Record
Last Sale	$565,000 (May 2024)
Tax Bill	$4,774 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0015F-0R-034.00`

Property Details

APN / Parcel Number

Primary APN	`0015F-0R-034.00`
Alternative APN	`96955`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	3,858 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,290 sqft (0.351 acres)
Garage Area	480 sqft

Location & Zoning

Account Number	96955
Street Address	2870 BRIDGEWATER ST
City	LANCASTER
State	SC
Zip	29720-0323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOND AREA 2 WALNUT CREEK 0.351 ACRES
Legal Block	3D-40
Legal Lot Number	3D-40
Jurisdiction	LANCASTER SC
Township / Civil Division	VAN WYCK
Census Block Group	1
Census Block	1044
Census Tract	11210

Owner

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 28, 2024	Warranty Deed, Transfer · Line of Credit AMERICAN SECURITY MORTGAGE CORP
Dec 27, 2018	Grant Deed, Subdivision Related Transfer TIAA FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Dec 27, 2018 · Amount on Record
Deed Document Number	20246121
Deed Book / Page	1792 / 339
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008262
Date	May 16, 2022
Book Page	4744/24
Instrument	2022008262

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Property Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008256
Date	Apr 23, 2021
Book Page	4372/131
Instrument	2021008256

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER SC
Recording Date	May 28, 2024
Property Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000006121
Book / Page	1792 / 339
Map Reference	MB 2018 PG 248
Instrument Date	May 23, 2024
Instrument	2024006121
Transaction Type	Transfer
Record Updated	Mar 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,469.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 COOPER POINT STREET, SUMMERVILLE, SC 29485-7898

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323

Mortgage

Document Number	0000006122
Date	May 28, 2024
Instrument	2024006122

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER SC
Recording Date	Dec 27, 2018
Property Address	2870 BRIDGEWATER ST, LANCASTER, SC 29720-0323
Document Number	0000018533
Book / Page	001195 / 000142
Instrument Date	Nov 28, 2018
Instrument	18533
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,235.39
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2870 BRIDGEWATER ST LANCASTER SC 29720, LANCASTER, SC 29720

Mortgage

Document Number	18534
Date	Dec 27, 2018
Book Page	003670/000075
Instrument	18534

Lender

Name	TIAA FSB
Address	JACKSONVILLE, FL 32202

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,774.00 (+27.31%)	$22,592 (+52.77%) Land $3,000 Building $19,592	$564,800 (+52.77%) Land $75,000 Building $489,800
2024	$3,750.00 (+2.46%)
2023	$3,660.00	$14,788 Land $1,600 Building $13,188	$369,700 Land $40,000 Building $329,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Windstream.

Nearby Properties on Bridgewater St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures