28740 White St, Cassopolis, MI 49031 Property Records

Cass County property record for 28740 White St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1992
Lot Size	21.7 acres (946,994 sqft)
Owner	Trust Name on File
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Aug 2019 Mortgage + 11 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-001-012-01`

Property Details

APN / Parcel Number

Primary APN	`14-020-001-012-01`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,848 sqft Building Perimeter
1st Floor Area	1,232 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Rustic
Lot Area	946,994 sqft (21.7 acres)
Garage Area	840 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28740 WHITE ST
City	CASSOPOLIS
State	MI
Zip	49031-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	528-191 5 COM S 88 DEG 51'40E 1347.21 FT FRM W 1/4 COR, TH S 88 DEG 51'40E 673.6 FT, S O DEG 19'W 1301.25 FT, N 89 DEG
Legal Range	16W
Legal Township	07S
Legal Section	01
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2001
Census Tract	2202

Owner

28740 White St is owner-occupied and held in a trust since February 2026.

Source: Cass County records, as of October 1, 2026

Owner of Record	Trust Name on File
Mailing Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2020	Deed of Trust, Mortgage · Line of Credit CIRCLE FCU
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage GREATER NILES COMM FCU
May 12, 2006	Deed of Trust, Mortgage GREATER NILES COMM FCU
Aug 1, 2005	Deed of Trust, Mortgage GREATER NILES FCU
Sep 30, 2005	Deed of Trust, Mortgage GREATER NILES COMM FCU
	Deed of Trust, Mortgage
Jul 25, 2013	Deed of Trust, Mortgage · Conventional Mortgage GREATER NILES COMMUNITY FEDERAL CREDIT U
Aug 31, 2015	Deed of Trust, Mortgage · Line of Credit GREATER NILES COMM FCU
May 12, 2006	Deed of Trust, Mortgage GREATER NILES COMM FCU
Feb 23, 2026	Intrafamily Transfer, Transfer
Feb 23, 2026	Intrafamily Transfer, Transfer
Oct 16, 2017	Intrafamily Transfer, Transfer
Aug 18, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 12, 2026
Transfer Doc	01272/1313
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001182/491
Date	Oct 12, 2020
Book Page	1182/491

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Nov 27, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01159/0215
Date	Aug 19, 2019
Book Page	1159/0215

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 21, 2024

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00936/0809
Date	May 12, 2006
Book Page	0936/0809

Lender

Name	GREATER NILES COMM FCU
Address	PO BOX 490, NILES, MI 49120

Agreement

Amount	Amount on Record

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00916/0595
Date	Aug 1, 2005
Book Page	0916/0595

Lender

Name	GREATER NILES FCU
Address	PO BOX 490, NILES, MI 49120

Agreement

Amount	Amount on Record

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00921/0272
Date	Sep 30, 2005
Book Page	0921/0272

Lender

Name	GREATER NILES COMM FCU
Address	PO BOX 490, NILES, MI 49120

Agreement

Amount	Amount on Record

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01063/2252
Date	Jul 25, 2013
Book Page	1063/2252

Lender

Name	GREATER NILES COMMUNITY FEDERAL CREDIT U
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 1, 2023

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	01095/0909
Date	Aug 31, 2015
Book Page	1095/0909

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	61 Months
Due	Sep 28, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00936/0823
Date	May 12, 2006
Book Page	0936/0823

Lender

Name	GREATER NILES COMM FCU
Address	PO BOX 490, NILES, MI 49120

Agreement

Amount	Amount on Record

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Feb 23, 2026
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	01272/1313
Book / Page	1272 / 1313
Instrument Date	Feb 12, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Feb 23, 2026
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	01272/1313
Book / Page	1272 / 1313
Instrument Date	Feb 12, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Oct 16, 2017
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	1130/0435
Book / Page	1130 / 0435
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23040 MONETTE ST, CASSOPOLIS, MI 49031-8651

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Aug 18, 2017
Property Address	28740 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	1127/1195
Book / Page	1127 / 1195
Instrument Date	Jul 12, 2017
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23040 MONETTE ST, CASSOPOLIS, MI 49031-8651

Tax Assessment & Valuation

The 2025 property tax bill for 28740 White St was $2,257 with a homeowner's exemption, up 2.8% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,400 (+16.66%) Land $223,400	$446,800 (+16.66%) Land $446,800
2025	$2,257.00 (+2.82%) Homeowner's exemption	$191,500 Land $191,500	$383,000 Land $383,000
2024	$2,195.00
2023		$161,200	$322,400
2022	$1,807.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28740 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28740 White St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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