28638 White St, Cassopolis, MI 49031 Property Records

Cass County property record for 28638 White St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 2,559 sqft · built 2017
Lot Size	10 acres (435,600 sqft)
Owner	2 Company Names on Record
Last Sale	$69,000 (Sep 2016)
Tax Bill	$5,816 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-001-012-21`

Property Details

APN / Parcel Number

Primary APN	`14-020-001-012-21`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,559 sqft Building Perimeter
1st Floor Area	2,559 sqft
Basement Area	2,559 sqft
Unfinished Basement	2,559 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Lot Area	435,600 sqft (10 acres)
Garage Area	1,076 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28638 WHITE ST
City	CASSOPOLIS
State	MI
Zip	49031-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	528-190 5D COM S 88 DEG 51'40E 2020.81 FT FRM W 1/4 COR, TH S 88 DEG 51'40E 336.81 FT, S 0 DEG 22'22W 1297.21 FT, N 89 DEG
Legal Range	16W
Legal Township	07S
Legal Section	01
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2001
Census Tract	2202

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREATER NILES COMM FCU
Jan 2, 2017	Deed of Trust, Mortgage · Construction Mortgage GREATER NILES COMM FCU
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CIRCLE FCU
Jul 27, 2021	Intrafamily Transfer, Transfer MTC
Sep 12, 2016	Trustee's Deed, Foreclosure · Conventional Mortgage GREATER NILES COMM FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Oct 30, 2009 · Amount on Record
Deed Book / Page	1111 / 858
Prior Transfer Date	Sep 9, 2016
Prior Transfer Doc	01111/0850
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01124/0540
Date	Jun 8, 2017
Book Page	1124/0540

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01116/2098
Date	Jan 2, 2017
Book Page	1116/2098

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Dec 28, 2017

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01169/2529
Date	Apr 13, 2020
Book Page	1169/2529

Lender

Name	CIRCLE FCU
Type	Credit Union
Address	NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Jul 27, 2021
Property Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	01200/1369
Book / Page	1200 / 1369
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	MTC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28638 WHITE ST, 28638, CASSOPOLIS, MI 49031-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685

September 2016: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CASS MI
Recording Date	Sep 12, 2016
Property Address	28638 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	01111/0858
Book / Page	1111 / 0858
Instrument Date	Sep 9, 2016
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026
Title Company	MTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$593.40
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2868 HOYT ST, NILES, MI 49120-9425

Mortgage

Document Number	0011110861
Date	Sep 12, 2016
Instrument	1111/0861

Lender

Name	GREATER NILES COMM FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 15, 2019

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$333,300 (+17.98%) Land $333,300	$666,600 (+17.98%) Land $666,600
2025	$5,816.00 (+2.72%) Homeowner's exemption	$282,500 (+21.77%) Land $282,500	$565,000 (+21.77%) Land $565,000
2024	$5,662.00 (+21.29%)
2023		$232,000	$464,000
2022	$4,668.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

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