28530 White St, Cassopolis, MI 49031 Property Records

Cass County property record for 28530 White St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 1997
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on File
Last Sale	$228,000 (Jun 2016)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Jul 2007 Mortgage Jan 2006 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`14-020-001-012-30`

Property Details

APN / Parcel Number

Primary APN	`14-020-001-012-30`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,128 sqft Building Perimeter
1st Floor Area	1,216 sqft
Basement Area	1,216 sqft
Unfinished Basement	1,216 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Lot Area	435,600 sqft (10 acres)
Garage Area	624 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	28530 WHITE ST
City	CASSOPOLIS
State	MI
Zip	49031-9685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	528-190 5D-1 COM S 88 DEG 51'40E 2357.61 FT FRM W 1/4 COR, TH S 88 DEG 51'40E 336.8 FT, S 0 DEG 25'45W 1293.18 FT, N 89
Legal Range	16W
Legal Township	07S
Legal Section	01
Jurisdiction	CASS MI
Township / Civil Division	HOWARD
Census Block Group	2
Census Block	2001
Census Tract	2202

Owner

28530 White St is owned and occupied by an individual who bought it in June 2016.

Source: Cass County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2007	Deed of Trust, Mortgage CHEMICAL BANK
Jan 25, 2006	Deed of Trust, Mortgage · Conventional Mortgage GREATER NILES COMMUNITY FCU
Aug 13, 2012	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Jun 18, 2008	Deed of Trust, Mortgage CHEMICAL BANK
Jun 7, 2016	Deed of Trust, Mortgage · FHA Mortgage AMERIFIRST FINANCIAL CORP
Jun 26, 2008	Deed of Trust, Mortgage CHEMICAL BANK
Mar 6, 2007	Quit Claim Deed, Transfer · ARM CHEMICAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2016 · Amount on File
Deed Sale	Jun 2, 2016 · Amount on File
Prior Sale	Jun 1, 2011 · Amount on File
Deed Book / Page	1106 / 1933
Prior Transfer Date	Feb 16, 2007
Prior Transfer Doc	00954/1860
Record Updated	Oct 29, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00963/0187
Date	Jul 31, 2007
Book Page	0963/0187

Lender

Name	CHEMICAL BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00929/0430
Date	Jan 25, 2006
Book Page	0929/0430

Lender

Name	GREATER NILES COMMUNITY FCU
Address	507 E MAIN ST, NILES, MI 49120

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Feb 1, 2013

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01045/2586
Date	Aug 13, 2012
Book Page	1045/2586

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2042

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00979/0738
Date	Jun 18, 2008
Book Page	0979/0738

Lender

Name	CHEMICAL BANK
Type	Bank
Address	CALEDONIA, MI 49316

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2013
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	6.99%
Index	1-Year T-Bill
Max Rate	10.9%

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01106/2378
Date	Jun 7, 2016
Book Page	1106/2378

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2046

June 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00979/1709
Date	Jun 26, 2008
Book Page	0979/1709

Lender

Name	CHEMICAL BANK
Type	Bank
Address	NILES, MI 49120

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2007: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MI
Recording Date	Mar 6, 2007
Property Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685
Document Number	00954/1860
Book / Page	0954 / 1860
Instrument Date	Feb 16, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28530 WHITE ST, CASSOPOLIS, MI 49031-9685

Mortgage

Document Number	0009541862
Date	Mar 6, 2007
Instrument	0954/1862

Lender

Name	CHEMICAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	1-Year T-Bill
Max Rate	12.8%

Tax Assessment & Valuation

The 2025 property tax bill for 28530 White St was $3,261 with a homeowner's exemption, up 2.8% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Howard Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,600 (+17.55%) Land $209,600	$419,200 (+17.55%) Land $419,200
2025	$3,261.00 (+2.77%) Homeowner's exemption	$178,300 Land $178,300	$356,600 Land $356,600
2024	$3,173.00
2023		$147,500	$295,000
2022	$2,614.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28530 White St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28530 White St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on White St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures