Kershaw County property record for 2872 Watson St, Elgin, SC 29045 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3,278 sqft · built 2004 |
| Lot Size | 2.3 acres (100,188 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,331 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 334-00-00-002-SJK |
| Primary APN | 334-00-00-002-SJK |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,278 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Vinyl |
| Lot Area | 100,188 sqft (2.3 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Porch | Porch |
| Porch Area | 427 sqft |
| Account Number | 46017 |
|---|---|
| Street Address | 2872 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 334-00-00-002-SJK
Assessment roll updated November 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2872 WATSON ST, ELGIN, SC 29045-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2012 |
| Deed Sale | Aug 16, 2012 |
| Prior Sale | Dec 31, 2003 · Amount on Record |
| Deed Book / Page | 2972 / 254 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2872 WATSON ST, ELGIN, SC 29045-9439 |
| Document Number | 0000003488 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2872 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439 |
| Document Number | 0000003488 |
|---|---|
| Date | May 04, 2018 |
| Book Page | 003854/000205 |
| Instrument | 3488 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 03, 2033 |
Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,331.00 (+208.1%) | $242,500 (-) Land $27,600 Building $214,900 | $242,500 (-) |
| 2023 | $432.00 | $242,500 Land $27,600 Building $214,900 | $242,500 |
Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709092, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 46% of the US · above 39% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,389 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 41 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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