2852 Watson St, Elgin, SC 29045 Property Records

Kershaw County property record for 2852 Watson St, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	4,033 sqft · built 2017
Lot Size	4.81 acres (209,524 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,268 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334-00-00-006-SJK`

Property Details

APN / Parcel Number

Primary APN	`334-00-00-006-SJK`
Alternative APN	`45281`

Interior

Stories	1 Story
Building Area	4,033 sqft Gross Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Lot Area	209,524 sqft (4.81 acres)

Location & Zoning

Account Number	45281
Street Address	2852 WATSON ST
City	ELGIN
State	SC
Zip	29045-9439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	COURTNEY FARMS SUB
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2016
Census Tract	970909

Owner

Source: Kershaw County records · APN 334-00-00-006-SJK

Assessment roll updated November 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2852 WATSON ST, ELGIN, SC 29045-9439
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2023	Deed of Trust, Mortgage · Line of Credit CPM FCU
Aug 27, 2019	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS
Jul 20, 2017	Loan Modification, Mortgage SOUTH CAROLINA FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2012
Deed Sale	Aug 15, 2012
Prior Sale	Mar 22, 2011 · Amount on Record
Deed Book / Page	2972 / 249
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2852 WATSON ST, ELGIN, SC 29045-9439
Transaction Type	Mortgage
Record Updated	Oct 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 WATSON ST, ELGIN, SC 29045-9439

Mortgage

Document Number	0020237851
Date	Sep 12, 2023
Book Page	5012/121
Instrument	2023-7851

Lender

Name	CPM FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29405

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2048

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2852 WATSON ST, ELGIN, SC 29045-9439
Document Number	0000007840
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2852 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439

Mortgage

Document Number	0000007840
Date	Sep 27, 2019
Book Page	004099/000107
Instrument	7840

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	2852 WATSON ST, ELGIN, SC 29045-9439
Document Number	0000006457
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2852 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439

Mortgage

Document Number	0000006457
Date	Aug 14, 2019
Book Page	004075/000001
Instrument	6457

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERSHAW SC
Property Address	2852 WATSON ST, ELGIN, SC 29045-9439
Document Number	0000005939
Instrument Date	Jul 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2852 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439

Mortgage

Document Number	0000005939
Date	Jul 25, 2017
Book Page	003726/000061
Instrument	5939

Lender

Name	SOUTH CAROLINA FCU

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated November 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,268.00 (+935.62%)	$386,400 (-0.16%) Land $48,100 Building $338,300	$386,400 (-0.16%)
2023	$219.00	$387,000 Land $48,100 Building $338,900	$387,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 48% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 6 locations within half a mile of this property.

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