Kershaw County property record for 2862 Watson St, Elgin, SC 29045
| Property Type | Single Family Home |
|---|---|
| Details | 3,535 sqft |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $440,000 (Nov 2022) |
| Tax Bill | $2,551 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 334-00-00-004-SJK |
| Primary APN | 334-00-00-004-SJK |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,535 sqft Gross Area |
| Gross Area | 2,437 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Brick |
|---|---|
| Lot Area | 118,919 sqft (2.73 acres) |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Porch | Porch |
| Porch Area | 398 sqft |
| Account Number | 45280 |
|---|---|
| Old Parcel Number | 334-00-00-004 SJK |
| Street Address | 2862 WATSON ST |
| City | ELGIN |
| State | SC |
| Zip | 29045-9439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | COURTNEY FARMS SUBDIV LOT 4 |
| Legal Subdivision | COURTNEY FARMS SUBDIV |
| Legal Lot Number | 4 |
| Jurisdiction | KERSHAW SC |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970909 |
Source: Kershaw County records · APN 334-00-00-004-SJK
Assessment roll updated September 13, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2862 WATSON ST, ELGIN, SC 29045-9439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 11, 2022 · Amount on Record |
| Deed Sale | Nov 11, 2022 · Amount on Record |
| Deed Document Number | 0004852153 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KERSHAW SC |
| Property Address | 2862 WATSON ST, ELGIN, SC 29045-9439 |
| Document Number | 0000006047 |
| Instrument Date | Jul 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2862 WATSON ST ELGIN SC 290459439, ELGIN, SC 29045-9439 |
| Document Number | 0000006047 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 003728/000074 |
| Instrument | 6047 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611-6592 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 26, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Kershaw County |
| Unified School District | Kershaw County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,551.00 (+3,088.75%) | $440,000 (+56.64%) Land $32,800 Building $407,200 | $440,000 (+56.64%) |
| 2023 | $80.00 | $280,900 Land $32,800 Building $248,100 | $280,900 |
Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 6 locations within half a mile of this property.
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