Pinellas County property record for 2872 la Concha Dr, Clearwater, FL 33762
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,448 sqft · built 1988 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Aug 1999) |
| Tax Bill | $4,758 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-764-5552-6 |
| Primary APN | C62-000-764-5552-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 3,147 sqft |
| 1st Floor Area | 2,448 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 116 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 237 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R16884 |
|---|---|
| Street Address | 2872 LA CONCHA DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33762-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD10 |
| Legal Description | VIZCAYA BLK 3, LOT 3 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 2 |
| Legal Subdivision | VIZCAYA |
| Legal Tract | 94472 |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETERSBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24509 |
2872 la Concha Dr is owned and occupied by two individuals who bought it in August 1999.
Source: Pinellas County records, as of April 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2872 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 1999 · Amount on File |
| Deed Sale | Aug 27, 1999 · Amount on File |
| Deed Book / Page | 10640 / 1431 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2872 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200331314 |
|---|---|
| Date | May 1, 2018 |
| Book Page | 20033/1314 |
| Instrument | 2018136199 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33689 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 2872 la Concha Dr was $4,758 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,758.00 Homeowner's exemption | $284,966 | $617,882 Land $171,937 Building $445,945 |
| 2023 | $4,423.00 (+2.46%) Homeowner's exemption | $268,869 (+3%) | $458,440 (+20.63%) Land $113,413 Building $345,027 |
| 2022 | $4,317.00 Homeowner's exemption | $261,038 | $380,053 Land $116,551 Building $263,502 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2872 la Concha Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 364 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 508 units insured incl. 144 condo units |
| Nearby Flood Claims | 252 (1988–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2872 la Concha Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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