Pinellas County property record for 2848 la Concha Dr, Clearwater, FL 33762
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,041 sqft · built 1995 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | Individual Name on File |
| Last Sale | $540,000 (Dec 2021) |
| Tax Bill | $9,581 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Dec 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-764-5555-9 |
| Primary APN | C62-000-764-5555-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,041 sqft Living Area |
| Gross Area | 2,785 sqft |
| 1st Floor Area | 2,041 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 116 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 494 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 250 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R16887 |
|---|---|
| Street Address | 2848 LA CONCHA DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33762-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD10 |
| Legal Description | VIZCAYA BLK 3, LOT 6 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 2 |
| Legal Subdivision | VIZCAYA |
| Legal Tract | 94472 |
| Legal Block | 3 |
| Legal Lot Number | 6 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETERSBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24509 |
2848 la Concha Dr is owned and occupied by an individual who bought it in December 2021.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2848 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 4, 2023 | Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA |
| Dec 30, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on File |
| Deed Sale | Dec 30, 2021 · Amount on File |
| Prior Sale | May 25, 2006 · Amount on File |
| Deed Document Number | 2021421427 |
| Deed Book / Page | 21871 / 1273 |
| Prior Transfer Date | Oct 2, 2003 |
| Prior Transfer Doc | 0000433016 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2848 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2848 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Document Number | 0223942378 |
|---|---|
| Date | Apr 4, 2023 |
| Book Page | 22394/2378 |
| Instrument | 2023085296 |
| Name | THE BANK OF TAMPA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Dec 30, 2021 |
| Property Address | 2848 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Document Number | 0218711273 |
| Book / Page | 21871 / 1273 |
| Map Reference | MB 97 PG 67&68 |
| Instrument Date | Dec 29, 2021 |
| Instrument | 2021421427 |
| Transaction Type | Transfer |
| Record Updated | Jan 18, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 336 89TH AVE N, ST PETERSBURG, FL 33702-3208 |
The 2025 property tax bill for 2848 la Concha Dr was $9,581 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,581.00 Homeowner's exemption | $538,112 | $618,796 Land $170,153 Building $448,643 |
| 2023 | $8,955.00 (+10.17%) Homeowner's exemption | $507,716 (+21.65%) | $507,716 (+21.65%) Land $114,175 Building $393,541 |
| 2022 | $8,128.00 | $417,374 | $417,374 Land $118,549 Building $298,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2848 la Concha Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 364 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 508 units insured incl. 144 condo units |
| Nearby Flood Claims | 252 (1988–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2848 la Concha Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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