Pinellas County property record for 2864 la Concha Dr, Clearwater, FL 33762
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,714 sqft · built 1988 |
| Lot Size | 0.155 acres (6,765 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2011) |
| Tax Bill | $5,774 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-764-5553-4 |
| Primary APN | C62-000-764-5553-4 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,529 sqft |
| 1st Floor Area | 1,473 sqft |
| Upper Floors Area | 1,241 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Tile |
| Lot Area | 6,765 sqft (0.155 acres) |
| Lot Dimensions | 116 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 559 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 256 sqft |
| Deck Area | 532 sqft |
| Patio Area | 532 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R16885 |
|---|---|
| Street Address | 2864 LA CONCHA DR |
| City | CLEARWATER |
| State | FL |
| Zip | 33762-2203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD10 |
| Legal Description | VIZCAYA BLK 3, LOT 4 |
| Legal Range | 16E |
| Legal Township | 30S |
| Legal Section | 2 |
| Legal Subdivision | VIZCAYA |
| Legal Tract | 94472 |
| Legal Block | 3 |
| Legal Lot Number | 4 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | ST. PETERSBURG |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 24509 |
2864 la Concha Dr is owned and occupied by two individuals who bought it in February 2011.
Source: Pinellas County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2864 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2011 · Amount on File |
| Deed Sale | Feb 3, 2011 · Amount on File |
| Prior Sale | Oct 13, 2003 · Amount on File |
| Deed Document Number | 201130357 |
| Deed Book / Page | 17160 / 1072 |
| Prior Transfer Date | Aug 17, 2010 |
| Prior Transfer Doc | 0170710041 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2864 LA CONCHA DR, CLEARWATER, FL 33762-2203 |
| Document Number | 0230041101 |
| Instrument Date | Dec 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2864 LA CONCHA DR CLEARWATER FL 337622203, CLEARWATER, FL 33762-2203 |
| Document Number | 0230041101 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 123004/001101 |
| Instrument | 4235 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 5, 2041 |
The 2025 property tax bill for 2864 la Concha Dr was $5,774 with exemptions applied, up 5.6% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,774.00 (+5.63%) Homeowner's exemption Veteran's exemption | $343,297 | $710,269 Land $173,696 Building $536,573 |
| 2024 | $5,466.00 (+1.75%) | ||
| 2023 | $5,372.00 (+2.4%) Homeowner's exemption Veteran's exemption | $323,905 (+3%) | $576,294 (+20.68%) Land $113,798 Building $462,496 |
| 2022 | $5,246.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $314,471 | $477,549 Land $119,866 Building $357,683 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2864 la Concha Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 364 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 508 units insured incl. 144 condo units |
| Nearby Flood Claims | 252 (1988–2025) |
| Most Recent Claim | Mar 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2864 la Concha Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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