287 Ransom Trce, Georgetown, KY 40324 Property Records

Scott County property record for 287 Ransom Trce, Georgetown, KY 40324

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,869 sqft · built 2006
Lot Size0.183 acres (7,980 sqft)
Owner2 Individual Names on Record
Last Sale$244,000 (Aug 2017)
Tax Bill$3,267 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Aug 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN140-40-395.000

Property Details

APN / Parcel Number

Primary APN140-40-395.000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,869 sqft Living Area

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialCombination
Foundation TypeSlab (Mat/Raft)
Lot Area7,980 sqft (0.183 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address287 RANSOM TRCE
CityGEORGETOWN
StateKY
Zip40324-2150
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRADFORD PLACE
Legal SubdivisionBRADFORD PLACE
Legal Lot Number175
Legal Unit3H
JurisdictionSCOTT KY
Township / Civil DivisionGEORGETOWN
Census Block Group3
Census Block3003
Census Tract40203

Owner

Source: Scott County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · FHA Mortgage
MIDLAND MORTGAGE
Aug 22, 2017Deed of Trust, Mortgage · FHA Mortgage
STOCKTON MORTGAGE CORP
Aug 22, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2017 · Amount on Record
Deed SaleAug 22, 2017 · Amount on Record
Prior SaleMay 30, 2007 · Amount on Record
Deed Document Number2017373567
Deed Book / Page390 / 37
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Transaction TypeMortgage
Record UpdatedMar 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number0M1673/176
DateFeb 22, 2022
Book PageM1673/176
Instrument450981
Lender
NameMIDLAND MORTGAGE
TypeMortgage Company
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2052

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCOTT KY
Property Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 373568
DateAug 22, 2017
Book PageM1354/128
Instrument373568
Lender
NameSTOCKTON MORTGAGE CORP
TypeMortgage Company
AddressFrankfort, KY 40601
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCOTT KY
Recording DateAug 22, 2017
Property Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document NumberD390/037
Book / PageD390 / 037
Map ReferenceCAB8 SL125
Instrument DateAug 21, 2017
Instrument373567
Transaction TypeTransfer
Record UpdatedJun 14, 2021

Transaction

AmountAmount Recorded
Tax$244.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7179 MARCONI CT, 7179, NAPLES, FL 34114-2652

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address287 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Tax Assessment & Valuation

Source: Scott County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyScott County
MunicipalityGeorgetown City
Unified School DistrictScott County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$366,800 (-)$366,800 (-)
2025$3,267.00 (+12.04%)$366,800 (+14.02%)$366,800 (+14.02%)
2023$2,916.00 (+30.65%)$321,700 (+25.03%) Land $42,000 Building $279,700$321,700 (+25.03%) Land $42,000 Building $279,700
2022$2,232.00$257,300 Land $35,000 Building $222,300$257,300 Land $35,000 Building $222,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGEORGETOWN MUNICIPAL WATER SERVICE
serves 44,608 people · EPA ID KY1050157
Water SourceSurface water
Last State InspectionAug 2025
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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