281 Ransom Trce, Georgetown, KY 40324 Property Records

Scott County property record for 281 Ransom Trce, Georgetown, KY 40324 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,565 sqft · built 2010
Lot Size	0.166 acres (7,240 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Oct 2022)
Tax Bill	$2,367 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`140-40-441.000`

Property Details

APN / Parcel Number

Primary APN	`140-40-441.000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,565 sqft Living Area

Exterior

Year Built	Built 2010
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	7,240 sqft (0.166 acres)
Garage Type	Attached
Garage Area	481 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	281 RANSOM TRCE
City	GEORGETOWN
State	KY
Zip	40324-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRADFORD PLACE
Legal Subdivision	BRADFORD PLACE
Legal Lot Number	178
Legal Unit	3H
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	3
Census Block	3003
Census Tract	40203

Owner

Source: Scott County records · APN 140-40-441.000

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	281 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 09, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 05, 2022 · Amount on Record
Deed Sale	Oct 05, 2022 · Amount on Record
Prior Sale	Sep 09, 2019 · Amount on Record
Deed Document Number	459878
Deed Book / Page	D437 / 520
Record Updated	Jun 08, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Oct 05, 2022
Property Address	281 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document Number	00D437/520
Book / Page	D437 / 520
Map Reference	CAB 8 SL 125
Instrument Date	Sep 30, 2022
Instrument	459878
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 LAKEVIEW CT, 104, GEORGETOWN, KY 40324-9112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	281 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number	0000459880
Date	Oct 05, 2022
Instrument	459880

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

September 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Sep 09, 2019
Property Address	281 RANSOM TRCE, GEORGETOWN, KY 40324-2150
Document Number	D408/640
Book / Page	D408 / 640
Map Reference	CAB 8 SL 125
Instrument Date	Aug 30, 2019
Instrument	404801
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$187.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 WALDEN DR, 3609, LEXINGTON, KY 40517-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	281 RANSOM TRCE, GEORGETOWN, KY 40324-2150

Mortgage

Document Number	404803
Date	Sep 09, 2019
Instrument	404803

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Scott County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,367.00 (+4.46%)	$265,800 (+6.32%)	$265,800 (+6.32%)
2023	$2,266.00 (+34.56%)	$250,000 (+28.8%) Land $42,000 Building $208,000	$250,000 (+28.8%) Land $42,000 Building $208,000
2022	$1,684.00	$194,100 Land $35,000 Building $159,100	$194,100 Land $35,000 Building $159,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Scott County (21209C), updated November 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 535 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Ransom Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures