Scott County property record for 279 Ransom Trce, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,993 sqft · built 2004 |
| Lot Size | 0.245 acres (10,681 sqft) |
| Owner | Trust Name on File |
| Last Sale | $325,000 (Dec 2020) |
| Tax Bill | $3,198 (2025) |
| Deeds & Mortgages | Feb 2023 Transfer Feb 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-40-465.000 |
| Primary APN | 140-40-465.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,993 sqft Living Area |
| 1st Floor Area | 1,993 sqft |
| Basement Area | 1,993 sqft |
| Finished Basement | 1,993 sqft |
| Unfinished Basement | 1,993 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Lot Area | 10,681 sqft (0.245 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 279 RANSOM TRCE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADFORD PLACE |
| Legal Subdivision | BRADFORD PLACE |
| Legal Lot Number | 179 |
| Legal Unit | 3H |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 40203 |
279 Ransom Trce is owner-occupied and held in a trust since May 2022.
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Feb 3, 2023 | Intrafamily Transfer, Transfer |
| Feb 3, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED BANK & TRUST |
| Dec 14, 2020 | Deed, Transfer · Conventional Mortgage PEOPLES EXCHANGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on File |
| Deed Sale | Dec 14, 2020 · Amount on File |
| Prior Sale | Nov 22, 2013 · Amount on File |
| Deed Document Number | 2020425397 |
| Deed Book / Page | 420 / 215 |
| Last Transfer Date | May 5, 2022 |
| Transfer Doc | 00D439/867 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Feb 3, 2023 |
| Property Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 00D439/867 |
| Book / Page | D439 / 867 |
| Map Reference | CAB 8 SL 125 |
| Instrument Date | May 5, 2022 |
| Instrument | 466951 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1322/875 |
|---|---|
| Date | Feb 3, 2017 |
| Book Page | M1322/875 |
| Instrument | 365158 |
| Name | UNITED BANK & TRUST |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 14, 2020 |
| Property Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | D420/215 |
| Book / Page | D420 / 215 |
| Map Reference | CAB 8 SL 125 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 425397 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 COPPERFIELD LN, 128, GEORGETOWN, KY 40324-2644 |
| Name | Verified Name |
|---|---|
| Address | 279 RANSOM TRCE, GEORGETOWN, KY 40324-2150 |
| Document Number | 425398 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 425398 |
| Name | PEOPLES EXCHANGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 279 Ransom Trce was $3,198.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $359,100 (-) | $359,100 (-) | |
| 2025 | $3,198.00 | $359,100 | $359,100 |
| 2023 | $2,946.00 (+4.51%) | $325,000 (-) Land $42,000 Building $283,000 | $325,000 (-) Land $42,000 Building $283,000 |
| 2022 | $2,819.00 | $325,000 Land $35,000 Building $290,000 | $325,000 Land $35,000 Building $290,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 279 Ransom Trce in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 279 Ransom Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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