287 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 287 Prospect Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,072 sqft · built 1978
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on Record
Last Sale$660,000 (Nov 2022)
Tax Bill$13,035 (2024)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN332003 206-1-11

Property Details

APN / Parcel Number

Primary APN332003 206-1-11
Alternative APNs
  • 200320600000010110000000
  • 206-1-11
  • 44-2-9

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,072 sqft Living Area
Gross Area2,724 sqft
1st Floor Area1,494 sqft
Upper Floors Area578 sqft
Basement Area222 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area47,916 sqft (1.1 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area338 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number206-1-11
Street Address287 PROSPECT RD
CityMONROE
StateNY
Zip10950-2035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal Block1
Legal Lot Number11.00
JurisdictionORANGE NY
Township / Civil DivisionBLOOMING GROVE
Census Block Group1
Census Block1006
Census Tract13400

Owner

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address287 PROSPECT RD, MONROE, NY 10950-2035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2022 · Amount on Record
Deed SaleNov 16, 2022 · Amount on Record
Deed Document Number202279730
Deed Book / Page15336 / 1737
Record UpdatedOct 29, 2026

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateNov 16, 2022
Property Address287 PROSPECT RD, MONROE, NY 10950
Document Number0000079730
Book / Page15336 / 1737
Instrument DateOct 3, 2022
Instrument20220079730
Transaction TypeTransfer
Record UpdatedFeb 13, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 ARLINGTON DR, MONROE, NY 10950-2201
InvestorPossibly a Property Investor

Mortgage

Document Number0000079731
DateNov 16, 2022
Instrument20220079731
Lender
NameFINANCE AMERICA LLC
TypeSubprime Lender
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionBlooming Grove Town
MunicipalitySouth Blooming Grove Village
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$46,800 (-) Land $12,100 Building $34,700$534,200 (+18.61%)
2024$13,035.00
2023$46,800 Land $12,100 Building $34,700$450,400 Land $116,450 Building $333,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 individual policies
Nearby Flood Policies17 units insured
incl. 4 condo units
Nearby Flood Claims15 (1979–2011)
Claims Outside the SFHA9 of 15
Most Recent ClaimSep 2011
Claims by Event
  • Hurricane Irene, Aug 2011 · 4 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH BLOOMING GROVE VILLAGE WD 1
serves 3,400 people · EPA ID NY3510641
Water SourceGroundwater
Last State InspectionMay 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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