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242 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 242 Prospect Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,678 sqft · built 1980
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$815,000 (Dec 2024)
Tax Bill$12,607 (2025)
Deeds & MortgagesMar 2026 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN332003 203-1-8

Property Details

APN / Parcel Number

Primary APN332003 203-1-8
Alternative APNs
  • 200320300000010080000000
  • 203-1-8
  • 40-1-34

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,678 sqft Living Area
Gross Area1,850 sqft
1st Floor Area1,074 sqft
Basement Area604 sqft
Finished Basement604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Lot Area43,560 sqft (1 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeDetached
Garage Area144 sqft

Exterior Amenities

PorchScreened Porch
Porch Area605 sqft
Patio Area612 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerConnected

Location & Zoning

Account Number203-1-8
Street Address242 PROSPECT RD
CityMONROE
StateNY
Zip10950-2038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02
Legal DescriptionLT 8 PROSPECT HGTS SUB
Legal Block1
Legal Lot Number8.000
JurisdictionORANGE NY
Township / Civil DivisionBLOOMING GROVE
Census Block Group1
Census Block1014
Census Tract13302

Owner

Source: Orange County and Blooming Grove Town records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1421 52ND ST, BROOKLYN, NY 11219-3920
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage
LOAN STORE INC
Dec 20, 2024Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Deed Document Number202475989
Deed Book / Page15664 / 1728
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address242 PROSPECT RD, MONROE, NY 10950-2038
Transaction TypeMortgage
Record UpdatedApr 22, 2026
Title CompanyWESCOR LAND TITLE INSURANCE, WESTCOR LAND TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000023611
DateMar 31, 2026
Book Page15874/1899
Instrument20260023611
Lender
NameLOAN STORE INC
Agreement
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

December 2024: Deed, Transfer

Document TypeDeed
JurisdictionORANGE NY
Recording DateDec 20, 2024
Property Address242 PROSPECT RD, MONROE, NY 10950-2038
Document Number0000075989
Book / Page15664 / 1728
Instrument DateDec 16, 2024
Instrument20240075989
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyWFG NATIONAL TITLE INSURANCE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1421 52ND ST, BROOKLYN, NY 11219-3920

Mortgage

Document Number0000075990
DateDec 20, 2024
Instrument20240075990
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2055

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionBlooming Grove Town
MunicipalitySouth Blooming Grove Village
Unified School DistrictWashingtonville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,607.00 (+5.83%) Homeowner's exemption Veteran's exemption$46,600 (+5.91%) Land $12,000 Building $34,600$532,000 (+16.18%)
2024$11,912.00$44,000 (-) Land $12,000 Building $32,000$457,900 (+8.12%)
2023$44,000 Land $12,000 Building $32,000$423,500 Land $115,500 Building $308,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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