244 Prospect Rd, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 244 Prospect Rd, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,812 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$324,360 (Aug 2018)
Tax Bill	$12,331 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`332003 203-1-7`

Property Details

APN / Parcel Number

Primary APN	`332003 203-1-7`
Alternative APNs	`200320300000010070000000` `203-1-7` `40-1-35`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,812 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	576 sqft
Finished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	43,560 sqft (1 acres)
View / Lot	Suburban
Garage Type	Basement
Porch	Open Porch
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	203-1-7
Street Address	244 PROSPECT RD
City	MONROE
State	NY
Zip	10950-2038
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	LT 7 PROSPECT HGTS SUB
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	1
Census Block	1014
Census Tract	13302

Owner

Source: Orange County and Blooming Grove Town records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	244 PROSPECT RD, MONROE, NY 10950-2038
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 1, 2023	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Aug 30, 2018	Deed, Transfer FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2018 · Amount on Record
Deed Sale	Aug 30, 2018 · Amount on Record
Prior Sale	Dec 2, 2011 · Amount on Record
Deed Document Number	201863321
Deed Book / Page	14453 / 1461
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Recording Date	Jun 30, 2026
Property Address	244 PROSPECT RD, MONROE, NY 10950-2038
Document Number	0000046597
Book / Page	15913 / 714
Instrument Date	Jun 5, 2026
Instrument	202646597
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 PROSPECT RD, MONROE, NY 10950-2038

Mortgage

Document Number	0000046597,
Date	Jun 30, 2026
Book Page	15913/714
Instrument	202646597

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.37%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	244 PROSPECT RD, MONROE, NY 10950-2038
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014451
Date	Mar 1, 2023
Book Page	15387/1682
Instrument	20230014451

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Apr 1, 2051

August 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Aug 30, 2018
Property Address	244 PROSPECT RD, MONROE, NY 10950-2038
Document Number	0000063321
Book / Page	14453 / 1461
Instrument Date	Aug 16, 2018
Instrument	20180063321
Transaction Type	Transfer
Record Updated	Apr 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063322
Date	Aug 30, 2018
Book Page	0000014453/0000001465
Instrument	20180063322

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,600 (-) Land $12,000 Building $33,600	$520,500 (+18.59%)
2024	$12,331.00
2023		$45,600 Land $12,000 Building $33,600	$438,900 Land $115,500 Building $323,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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