287 Emerald Dr, Harrisonburg, VA 22801 Property Records

Harrisonburg City property record for 287 Emerald Dr, Harrisonburg, VA 22801

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,496 sqft · built 1996
Lot Size	0.066 acres (2,863 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Sep 2022)
Tax Bill	$2,767 (2026)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077 N 10`

Property Details

APN / Parcel Number

Primary APN	`077 N 10`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,496 sqft Living Area
Basement Area	748 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	2,863 sqft (0.066 acres)
Garage Type	Basement
Garage Area	1 sqft
Driveway	Asphalt Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	287 EMERALD DR
City	HARRISONBURG
State	VA
Zip	22801-3481
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MULTI DWEL
Legal Description	QUADRANT 3 NS EMERALD DR LOT 10 EMERALD DRIVE ESTATES III
Legal Subdivision	EMERALD DRIVE ESTATES III
Legal Lot Number	10
Jurisdiction	HARRISONBURG CITY VA
Township / Civil Division	HARRISONBURG
Census Block Group	3
Census Block	3015
Census Tract	205

Owner

Source: Harrisonburg City records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	287 EMERALD DR, HARRISONBURG, VA 22801-3481
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF CHARLES TOWN
Feb 21, 2017	Deed, Transfer · Conventional Mortgage INTERCOASTAL MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2022 · Amount on File
Deed Sale	Sep 7, 2022 · Amount on File
Prior Sale	Feb 21, 2017 · Amount on File
Deed Document Number	202222095
Deed Book / Page	5621 / 68
Record Updated	Oct 29, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Sep 7, 2022
Property Address	287 EMERALD DR, HARRISONBURG, VA 22801-3481
Document Number	0005621/68
Book / Page	5621 / 68
Map Reference	MB 1347 PG 133
Instrument Date	Sep 1, 2022
Instrument	2022-22095
Transaction Type	Transfer
Record Updated	Sep 27, 2022
Title Company	WEST VIEW TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	287 EMERALD DR, HARRISONBURG, VA 22801-3481

Mortgage

Document Number	0202222096
Date	Sep 7, 2022
Instrument	2022-22096

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISONBURG CITY VA
Property Address	287 EMERALD DR, HARRISONBURG, VA 22801-3481
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5296/202
Date	Sep 11, 2020
Book Page	5296/202
Instrument	2020-20793

Lender

Name	BANK OF CHARLES TOWN
Type	Bank
Address	CHARLES TOWN, WV 25414

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2035

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HARRISONBURG CITY VA
Recording Date	Feb 21, 2017
Property Address	287 EMERALD DR, HARRISONBURG, VA 22801-3481
Document Number	004849/001
Book / Page	4849 / 001
Map Reference	DD1347 PG133
Instrument Date	Feb 9, 2017
Instrument	2017-00004715
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20396 MIDDLEBURY ST, ASHBURN, VA 20147-3622
Investor	Possibly a Property Investor

Mortgage

Document Number	201700004716
Date	Feb 21, 2017
Instrument	2017-00004716

Lender

Name	INTERCOASTAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Harrisonburg City assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Harrisonburg City
Unified School District	Harrisonburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,767.00 (+1.99%)	$274,000 (+1.37%) Land $42,000 Building $232,000	$274,000 (+1.37%) Land $42,000 Building $232,000
2025		$270,300 (+12.63%) Land $42,000 Building $228,300	$270,300 (+12.63%) Land $42,000 Building $228,300
2024	$2,713.00 (+17.75%)
2023	$2,304.00	$240,000 Land $42,000 Building $198,000	$240,000 Land $42,000 Building $198,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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